Summit Credit Union
Summit Credit Union Join for the perks...stay for the service!
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IMPORTANT NOTICE:
Click [here] for a special notice regarding out of country travel and the use of your Summit Credit Union Visa Credit Card.
Click [here] to protect your Visa card online with a personal password using our Verified by Visa service!

Platinum or Platinum Rewards - Your Choice!

It's Everywhere You Want To Be!

 VISA Platinum REWARD$...Life Should Be Rewarding!
Choose the VISA Platinum REWARD$ Card and you will earn reward points  for every qualifying net dollar you spend.  Then turn your reward points into incredible Gift, Travel, or Experience awards!

Choose from thousands of gifts from categories like Appliances, Electronics, Kitchen, Lawn & Garden, Sporting Goods, Jewelry, and many more.  Travel rewards include airline tickets and cruises.

When you are ready to redeem reward points, simply click [here] or contact the ScoreCard Service Center at 1-800-854-0790.  Brand name gifts, vacation getaways, useful services, once-in-a-lifetime experiences... you can have it all with our VISA Platinum REWARD$ Card. 


Key Features:
  • Fixed rate as low as 9.95% APR
  • Reward Points at www.scorecardrewards.com
  • No Annual Fee
  • No Minimum Finance Charge
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • 25 Day Grace Period On Purchases 
  • Cash 24 Hours A Day Through The Automated Teller Machine (ATM) Network
  • 24-Hour Access to Account Information
  • Credit Limits up to $20,000 
  • Free $500,000 Common Carrier Accident Insurance - Click [here] for disclosure

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Summit Credit Union VISA

Apply Online Now!

 

VISA Platinum
Choose our VISA Platinum Card if you want a slightly lower interest rate and are not interested in rewards.  Do you have a number of department store, gas station, and other merchant credit cards that you regularly use to make your purchases? Did you know that the typical annual percentage rate (APR) on retail charge cards can be as high as 27.00% APR or more.

That's a LOT of interest even on a very small balance. Especially if you have a balance on more than one card.

Your credit union offers members an alternative--The Summit Credit Union Platinum VISA. This program is tailor-made for members who are seeking the best ways to manage their personal finances effectively!

Secured VISA
Whether you’re starting out or starting over, the Secured VISA card is a great way to build your credit history. 

  • Ideal for students, young couples or those re-establishing credit
  • To get a Secured Visa card, you'll need to deposit money in a Membership Share account
  • Your money will earn interest, but it must remain in the account to serve as security for the card
  • Accepted for purchases everywhere that Visa credit cards are welcome, up to your deposited amount.  

Key Features:
  • Fixed rates as low as 8.95% APR
  • No Annual Fee
  • No Minimum Finance Charge
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • 25 Day Grace Period On Purchases
  • 24 Hour Access To Account Information
  • Credit Limits Up To $20,000
  • Cash 24 Hours A Day Through The Automated Teller Machine (ATM) Network 
 

| Apply Online Now | Balance Transfer Form | Back To Top |

Summit Credit Union VISA

Apply Online Now!

 

 
VISA Credit Card Program ANNUAL PERCENTAGE RATE for purchases, cash advances, and balance transfers RATE INFORMATION GRACE PERIOD FOR PURCHASES
Platinum Rewards


Platinum & Secured

9.95% APR1


8.95%APR1

Fixed Rate


Fixed Rate

You have 25 days on average to repay your balance on purchases before a finance charge will be imposed.
BALANCE CALCULATION METHOD FOR PURCHASES ANNUAL FEES MINIMUM FINANCE CHARGE TRANSACTION FEE FOR PURCHASED
The finance charge is calculated on the average daily balance including new purchases None Not applicable None
Late Payment Fee2--------Maximum $25.00
Cash Advance Fees--------None
Over the Limit Fee---------$25.00
Card Replacement Fee--------$5.00
Document Copy Fee---------$3.00
Rush Card Fee-----------Our Cost

1. The Annual Percentage Rate (APR) you receive is based on our credit scoring criteria.  For information on the rate you may qualify for, please call our Loan Call Center.
2. Applies when payments are ten (10) days or more late.

Charges incurred by use of the card are due upon receipt of the account statement.  The information provided in this disclosure is accurate as of November 1, 2008.  Information subject to change.

 

Your Choice . . .
Your Card . . .  
Your Credit Union!

 

 

To report a lost or stolen Summit Credit Union credit card, call card security immediately at (800) 991-4965. Please contact us immediately thereafter at (336) 378-2700. If the office is closed, please call first thing the next business day.

 

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