What Could Be Better Than A Free Checking Account That Earns Interest?

Your money does not sit idle in a Summit Credit Union checking account. We pay you interest if your balance is $5,000 or above.  Click here for our current interest rate. But we believe that there is more to a checking account than simply the ability to earn dividends.

One of the basic commitments of our Credit Union is to provide convenient and affordable services for our members. That's why we offer our members a totally FREE Checking account with no monthly fee, no per check fee, no minimum balance requirement and a box of 50 FREE checks to get you started. That's why our Free Checking account is both convenient and affordable.



Checking Account SwitchKit
Switch your checking account from another financial institution to Summit Credit Union! Our easy-to-use SwitchKit includes all the necessary information youll need to transfer your checking account to Summit Credit Union! We'll help you complete the details, and walk you quickly through the process, accurately and safely. Get started today.

Why Switch? At Summit Credit Union, you can save money by switching your checking account.  Take a look at what we can offer you:

Convenient . . .

• Home Banking 24 - Use a personal computer and the Internet to obtain account information, transfer funds, make loan payments, verify cleared checks, and more.
  
• CALL 24 (Audio Response Service) - CALL 24 allows you to use a touch-tone telephone to obtain account information, transfer funds, make loan payments, verify cleared checks, and more.
  
• Visa Debit Card - Use our Debit Card to make purchases anywhere VISA is accepted, and the cost of your purchase is deducted right from your Summit Credit Union Free Checking account.
  
• ATM Card - With our ATM and Point-Of-Sale Card you may make withdrawals, transfers, and balance inquiries 24 hours a day at thousands of locations around the country and the world.
  
• Overdraft Protection - Overdraft Protection can help eliminate NSF charges caused by minor subtraction errors. You can use a Summit Credit Union VISA Credit Card, Home Equity Line-of-Credit, Personal Line-of-Credit, Money Market account, Membership or Special Share account, or any combination of the above. Best of all we don't charge a transfer fee for overdraft protection!
  
• Direct Deposit - Make deposits safely and easily by direct deposit of your funds, such as your net pay, social security, VA and/or Retirement benefits.

Affordable . . .

Convenience Without The Cost:
Minimum Deposit To Open Account	$0
Minimum Balance Requirement	$0
Per-Check Charge	$0
Monthly Fee	$0
Non-Sufficient Funds Fee	$29*
Stop Payment Fee	$29*
Overdraft Transfer Fee	$0
ATM Transactions:
First 5 per Month	$0
Over 5 per Month	$1*
Point-Of-Sale Transactions	$0
Returned Check From Deposit (Third Party Check)	$5*
Check or Statement Copies	$3*
Printed Account History	$3*
First 50 Printed Checks	FREE