Stop Throwing Money Out The Window! Avoid the hassle and fees of non-sufficient funds with Overdraft Protection from your credit union. Overdraft protection on your FREE Summit Credit Union Checking account can originate from your Summit Credit Union VISA Credit Card, Home Equity Line-of-Credit, or Signature Line-of-Credit or by transfer from your Money Market, Membership Share or Special Share account. Unlike some financial institutions, WE NEVER CHARGE A FEE for overdraft protection transfers. Overdraft protection can help eliminate NSF charges caused by minor addition errors. Overdraft protection from your credit card or line-of-credit makes borrowing money as easy as writing a check. Your check will clear your account by transferring funds from the credit card or line-of-credit loan account, in increments of $100, up to the maximum line-of-credit established. You can even use our Call 24 audio response service or Home Banking 24 service to make advances from you credit card or line-of-credit loan account. The interest rates for this type of overdraft protection is MUCH LOWER than overdraft loan accounts offered by other financial institutions. Contact Us today and ask about the convenience offered by a VISA Credit Card, Home Equity Line-of-Credit or Personal Line-of-Credit overdraft protection loan.

Your Money Market, Membership Share or Special Share account may be used as an alternative to a loan for overdraft protection. We will transfer funds to cover your check in increments of $500 for Money Market and $100 for Membership or Special Share accounts. We will transfer enough to cover checks up to the available balance in your account. This service is provided to our members FREE OF CHARGE! Please Contact Us if you have any other questions.

Looking for even more overdraft options? Consider Overdraft Privilege! Click [here] for information on the unique solution to overdraft we call Overdraft Privilege.