IMPORTANT NOTICE:
Click [here] for a special notice regarding out of country travel and the use of your Credit Union Visa Credit Card.
Click [here] to protect your Visa Credit Card online with a personal password using our Verified by Visa service!


Platinum or Platinum Rewards - Your Choice!

VISA Platinum REWARD$ VISA Platinum Credit Builder VISA

 VISA Platinum REWARD$...Life Should Be Rewarding!
Choose the VISA Platinum REWARD$ Card and you will earn reward points  for every qualifying net dollar you spend.  Then turn your reward points into incredible Gift, Travel, or Experience awards!

Choose from thousands of gifts from categories like Appliances, Electronics, Kitchen, Lawn & Garden, Sporting Goods, Jewelry, and many more.  Travel rewards include airline tickets and cruises.

When you are ready to redeem reward points, simply click [here] or contact the ScoreCard Service Center at 1-800-854-0790.  Brand name gifts, vacation getaways, useful services, once-in-a-lifetime experiences... you can have it all with our VISA Platinum REWARD$ Card. 

Key Features: Rate as low as 9.95% APR Reward Points ($1 = 1 point) at www.scorecardrewards.com No Annual Fee No Minimum Finance Charge No Cash Advance Fee No Balance Transfer Fee 25 Day Grace Period On Purchases  Cash 24 Hours A Day Using An ATM Machine 24-Hour Access to Account Information Credit Limits up to $20,000  Free $500,000 Common Carrier Accident Insurance - Click [here] for disclosure

| Apply Online Now | Credit Card Disclosure | Balance Transfer Form | Back To Top |

VISA Platinum
Choose our VISA Platinum Card if you want a slightly lower interest rate and are not interested in rewards.  Do you have a number of department store, gas station, and other merchant credit cards that you regularly use to make your purchases? Did you know that the typical annual percentage rate (APR) on retail charge cards can be as high as 27.00% APR or more.

That's a LOT of interest even on a very small balance. Especially if you have a balance on more than one card.

Your credit union offers members an alternative--The Summit Credit Union Platinum VISA. This program is tailor-made for members who are seeking the best ways to manage their personal finances effectively!

Key Features: Rates as low as 8.95% APR No Annual Fee No Minimum Finance Charge No Cash Advance Fee No Balance Transfer Fee 25 Day Grace Period On Purchases 24 Hour Access To Account Information Credit Limits Up To $20,000 Cash 24 Hours A Day Using An ATM Machine

Apply Online Now | Credit Card Disclosure | Balance Transfer Form | Back To Top |

Credit Builder VISA
Whether you’re starting out or starting over, the Credit Builder VISA Credit Card is a great way to build your credit history.  You have two options with a Credit Builder Visa.  You can deposit your own funds up to $2,000 into a Special Share account to secure your line-of-credit.  By doing so you will have immediate credit available on your Credit Builder Visa.  

A second option is to have the Credit Union set you up with a line-of-credit and advance the full amount.  The advanced funds are placed into a Special Share account as collateral to secure the Credit Builder Visa.  Initially, the available credit on your Credit Builder Visa will be zero, but as you pay down your outstanding balance, your available credit increases. 

• Ideal for students, young couples or those re-establishing credit
• To get a Credit Builder Visa, you'll need to deposit your funds or the funds available from the line-of-credit into a Special Share account
• Your money will earn interest, but it must remain in the account to serve as security for the card
• Accepted for purchases everywhere that Visa credit cards are welcome, up to your deposited amount.  

Key Features: Rates as low as 8.95% APR No Annual Fee No Minimum Finance Charge No Cash Advance Fee No Balance Transfer Fee 25 Day Grace Period On Purchases 24 Hour Access To Account Information Credit Limits From $300 Up To $2,000  Cash 24 Hours A Day Using An ATM Machine

 

| Apply Online Now | Credit Card Disclosure | Balance Transfer Form | Back To Top |

VISA Platinum 8.95% to 16.95%¹
VISA Rewards 9.95% to 17.95%¹
Credit Builder VISA 8.95% to 16.95%¹
The Finance Charge on cash advances will begin to accrue on the date you obtain the advance.