Summit Credit Union
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IMPORTANT NOTICE:
Click [here] for a special notice regarding out of country travel and the use of your Summit Credit Union Visa Credit Card.
Click [here] to protect your Visa card online with a personal password using our Verified by Visa service!

Pick The VISA Card Program That's Right For You!
It's Everywhere You Want To Be!

Gold Card VISA
Are you looking for a low fixed rate credit card without all the fine print? You don't have to look any further than your very own credit union! We offer a low fixed rate credit card designed especially for those members who meet certain credit qualifications. Take advantage of your excellent credit history and select our Summit Credit Union VISA Gold credit card option.


Key Features:
  • 8.95% APR (Fixed Rate)
  • No Annual Fee
  • No Minimum Finance Charge
  • 25 Day Grace Period On Purchases
  • 24 Hour Access To Account Information
  • Credit Limits Up To $20,000
  • Cash 24 Hours A Day Through The Automated Teller Machine (ATM) Network
  • No Cash Advance Fees
  • Free $500,000 Common Carrier Accident Insurance - Click [here] for disclosure

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Summit Credit Union VISA

Apply Online Now!

 

VISA Classic
Do you have a number of department store, gas station, and other merchant credit cards that you regularly use to make your purchases? Did you know that the typical annual percentage rate (APR) on retail charge cards can be as high as 27.00% APR or more.

That's a LOT of interest even on a very small balance. Especially if you have a balance on more than one card.

Your credit union offers members an alternative--The Summit Credit Union Classic VISA. This program is tailor-made for members who are seeking the best ways to manage their personal finances effectively!

Secured VISA
Whether you’re starting out or starting over, the Secured VISA card is a great way to build your credit history.

  • Ideal for students, young couples or those re-establishing credit
  • To get a Secured Visa card, you'll need to deposit money in a Membership Share account
  • Your money will earn interest, but it must remain in the account to serve as security for the card
  • Accepted for purchases everywhere that Visa credit cards are welcome, up to your deposited amount.
Key Features:
  • 16.5% APR (Fixed Rate)
  • No Annual Fee
  • No Minimum Finance Charge
  • 25 Day Grace Period On Purchases
  • 24 Hour Access To Account Information
  • Credit Limits Up To $10,000
  • Cash 24 Hours A Day Through The Automated Teller Machine (ATM) Network
  • No Cash Advance Fees

| Apply Online Now | Balance Transfer Form | Back To Top |

Summit Credit Union VISA

Apply Online Now!

 
 
VISA Credit Card Program ANNUAL PERCENTAGE RATE FOR PURCHASES RATE INFORMATION GRACE PERIOD FOR PURCHASES
Gold Card
Classic & Secured
8.95%
16.50%
Fixed Rate
Fixed Rate
You have 25 days on average to repay your balance on purchases before a finance charge will be imposed.
BALANCE CALCULATION METHOD FOR PURCHASES ANNUAL FEES MINIMUM FINANCE CHARGE TRANSACTION FEE FOR PURCHASED
The finance charge is calculated on the average daily balance (including new transactions). None. Not applicable. None.
Cash Advance Fees--------None.
Late Payment Fee--------Maximum $10.00
Over the Limit Fee---------$10.00
Card Replacement Fee--------$5.00
Document Copy Fee---------$3.00
Rush Card Fee-----------Our Cost

Charges incurred by use of the card are due upon receipt of the account statement.



Which Program . . .
 
Is Right For You!



To report a lost or stolen Summit Credit Union credit card, call card security immediately at (800) 991-4965. Please contact us immediately thereafter at (336) 378-2700. If the office is closed, please call first thing the next business day.

 

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