Transfer Your Balances. Lower Your Rate. Shop On Us!

Now through July 31, 2009, when you complete a balance transfer of at least $1,000 on a credit card with your credit union, you can earn up to 200 Loan Perk Points or a $200 VISA Gift Card!

Our Everyday VISA Credit Card Perks...

• Visa Platinum with rates as low as 8.95% APR
• Visa Platinum REWARD$ with rates as low as 9.95% APR and REWARD$!
• No Balance Transfer or Cash Advance Fee
• No Minimum Finance Charge
• Full 25 Day Grace Period Purchases
• No fine Print!

And now you can earn up to 200 Loan Perk Points or a $200 VISA Gift Card!  Transfer balances to your credit union Visa card from other financial institutions and save with our low every day rate.  To transfer your card balances, complete our authorization form.

Would you like to increase the credit limit on the credit union Visa you already have?  No problem.  Simply complete our online application and indicate the limit increase you're interested in!

Click here for complete details!

New at Summit - Mobile Banking 24 & Surcharge Free ATM Locator Service!

We are proud to announce our newest convenience service - Summit Mobile Banking 24 and our mobile No $urcharge ATM & Branch Locator Service.  To access these exciting new services point your cell phone internet access to www.summitcu.org/m.  We hope you enjoy the added convenience these services provide.  Questions?  Call us at 336-662-6200 or 800-632-0210 and we will be glad to assist you!


To access our new web based No $urcharge ATM & Branch Locator Service look for the blue Surcharge-Free ATMs button located on the left side of this web page or click [here].

Early Delinquency Intervention: Saving Your Home From Foreclosure

As a member of Summit Credit Union, you have access to BALANCE!  BALANCE is financial fitness program that provides FREE, CONFIDENTIAL financial education and financial counseling to members and their dependents to provide options and solutions to enhance your financial well being.

BALANCE also provides Early Delinquency Intervention, an online tool to assist you with addressing the financial crisis in the earliest possible stages in order to maximize relief available from your lender. For Early Delinquency Intervention to be effective, it must include a clear Statement of the Problem, a thorough Personal Financial Assessment, and a realistic Plan of Action, spelling out for the lender the relief you are seeking and how you plan to meet your current and future financial obligations.

You may have the misconception that the lender wants to take your home back through foreclosure. This is not true. The vast majority of lenders are only interested in seeing that payments are made each month as agreed in the mortgage terms. As a general rule, lenders only begin foreclosure when all else fails. They look for ways to assist you when you are having financial difficulty, but their ability to help declines with each missed payment. Therefore, it is extremely important to address the crisis as soon as it occurs and to keep the lender informed at all times.

Click [here] for more details about BALANCE! 

When A Rebate Is Better Than A Low Rate!

Which alternative is best -- taking the dealer's low-rate loan or the credit union's loan with the dealer's cash-back offer?


Use our calculator to find out.

We Invite You And Your Family To Join Us! You may be eligible for membership through your employer or through a family member. Join us and start experiencing the many perks of Summit Credit Union membership today. Aren't eligible? We may be able to offer you and your co-workers access to our Credit Union as a FREE Employee Benefit. Contact Judy, our Business Development Officer, at 336-662-6257 or 800-632-0210 ext. 6257 today!

Enjoy The Convenience And Security Of e-Statements And Receive Home Bill Pay For Free! When you sign up for our free e-Statement service you can also enjoy the convenience offered by our Home Bill Pay service free of charge. Our Home Bill Pay service is available to you at no cost as an e-Statement member. Click [here] and demo our online Home Bill Pay service!  E-Statements offer a safe, convenient, and free way for you to view, save, and print your statements from a secure website. Click [here] to sign up for e-Statements using your member number and Home Banking 24 PIN.