Loans | Mortgage | Savings | Certificates Loans Rate APR* Months   FEATURED: Home Equity Line-of-Credit (Variable Rate) *As Low As... 4.50% 4.50% 180 Calculator Fixed Rate Home Equity *As Low As... 6.50% 6.50% 180 Calculator FEATURED: New Auto (Fixed Rate * As Low As... 5.50% 5.50% up to 48 Calculator New Auto (Fixed Rate) * As Low As.... 6.00% 6.00% 49 to 84 Calculator FEATURED: Used Auto (Fixed Rate) * As Low As... 5.50% 5.50% up to 48 Calculator Used Auto (Fixed Rate * As Low As.... 6.00% 6.00% 49 to 84 Calculator Motorcycles (Fixed Rate) * As Low As... 5.50% 5.50% up to 48 Calculator Motorcycles (Fixed Rate) * As Low As.... 6.00% 6.00% 49 to 84 Calculator Boats, Campers & RVs (Fixed Rate) * As Low As... 5.50% 5.50% up to 48 Calculator Boats, Campers & RVs (Fixed Rate) * As Low As.... 6.00% 6.00% 49 to 84 Calculator Personal Line-of-Credit (Fixed Rate) * As Low As... 9.95% 9.95% up to 60 Calculator NEW: Credit Builder (Fixed Rate) 9.50% 9.50% up to 60 Calculator Share Secured Loans (Fixed Rate) * As Low As... 4.50% 4.50% up to 60 Calculator FEATURED: Visa Gold Credit Card (Fixed Rate) 8.95% 8.95% n/a Calculator Secured Visa Credit Card (Fixed Rate) 16.50% 16.50% n/a Calculator *APR=Annual Percentage Rate. The ANNUAL PERCENTAGE RATE you receive is determined by your credit score.  For additional information please contact our Loan Center at 336-662-6202 or 1-800-288-5252. Go To Loan Application | Go To Calculators | Back to Top First Mortgage Rate* APR* 15 Year Fixed Rate 6.000% 6.323% 30 Year Fixed Rate 6.500% 6.701% 40 Year Fixed Rate 6.875% 7.053% 3/1 Adjustable Rate 8.125% 6.541% 5/1 Adjustable Rate 6.625% 6.239% *Notice: The above First Mortgage rates are a sample of our mortgage rates based on a purchase of your primary residence, considering a 20% down payment and a loan amount of $200,000. Rates are subject to change daily. Click on our First Mortgage Center site below for a complete list of our many First Mortgage programs and our most current rates based on your specific needs: Go To Loan Application | Go To Calculators | Back to Top Savings Dividend Rate APY* FEATURED: Money Market Investor $25,000 + 2.96% 3.00% Money Market $1,000 + 1.98% 2.00% IRA Accumulator $25 + 1.99% 2.00% Free Checking $5,000 + 0.50% 0.50% Christmas Club $100 + 1.00% 1.00% Summit Kids Club $5 + 1.00% 1.00% Membership & Special Share $100+ 0.50% 0.50% *APY=Annual Percentage Yield Back to Top Certificates Dividend Rate APY*  Months  Minimum Balance Certificate & IRA Certificate 2.71% 2.75% 6 to 11 $500 Certificate & IRA Certificate 2.71% 2.75% 12 to 23 $500 SPECIAL: Certificate & IRA Certificate 2.96% 3.00% 9 $500 Certificate & IRA Certificate 2.96% 3.00% 24 to 35 $500 SPECIAL: Certificate & IRA Certificate 3.20% 3.25% 27 $500 Certificate & IRA Certificate 2.96% 3.00% 36 $500 SPECIAL: Certificate & IRA Certificate 3.20% 3.25% 39 $500 Jumbo Certificate & Jumbo IRA Certificate 2.96% 3.00% 6 to 11 $25,000 Jumbo Certificate & Jumbo IRA Certificate 2.96% 3.00% 12 to 23 $25,000 SPECIAL: Jumbo Certificate & Jumbo IRA Certificate 3.20% 3.25% 9 $25,000 Jumbo Certificate & Jumbo IRA Certificate 3.20% 3.25% 24 to 35 $25,000 SPECIAL: Jumbo Certificate & Jumbo IRA Certificate 3.44% 3.50% 27 $25,000 Jumbo Certificate & Jumbo IRA Certificate 3.20% 3.25% 36 $25,000 SPECIAL: Jumbo Certificate & Jumbo IRA Certificate 3.44% 3.50% 39 $25,000 *APY=Annual Percentage Yield Back to Top