Inclement Weather Notice For March 7
- Greensboro and Winston-Salem Branches Are Closed
- Hickory Branch Open At 11 a.m.
- Raleigh Operating During Regularly Scheduled Hours
Enjoy The Ride
On Our Road to Financial Fitness
- Auto Loan Rates as Low as 2.95% APR1
- 100% Financing Available
- Flexible Terms to Meet Your Budget
- Loan Protection Insurance Available
- Low-Cost GAP & Extended Warranty Protection
Whether you're buying a new car, used car, or need to refinance a loan from another lender, we have a low rate for you. Our rates are the same for new cars, used cars, and refinancing.
And, if you apply by March 31, we'll give you a Credit Union Car Care Kit2 when your loan is disbursed.
Get preapproved by completing an application online, calling our 24/7 Loan Call Center at 336-662-6202 or 800-288-5252, or stopping by your local branch.
| Take the Hassle Out of Your Auto Buying Experience. Ask about the FREE Summit Auto Buying Service.
- APR = Annual Percentage Rate. Rates vary based on credit history, loan terms, and amount financed.
- Applications must be completed by March 31, 2014; not available when refinancing existing Summit Credit Union loans.
Need to Consolidate Your Holiday Debt?
We Have No Balance
Transfer Fees and Great Rates!
If you've spent too much during the holidays, let us help you transfer your loan balances to our low-rate Visa Platinum or Platinum Rewards credit card.
No Balance Transfer Fee! Unlike most card issuers, we do not charge a fee to transfer your balances from other financial institutions. We will help you transfer credit cards, store credit cards, and other loans. There is no monthly or annual fee on our Visa credit cards, so you can move balances with no out-of-pocket expenses. You'll likely reduce your interest rates and payments.
To transfer your balances, call our 24/7 Loan Call Center at 336-662-6202 or 800-288-5252. We'll take care of the rest and walk you through the process step-by-step. It's that easy!
Home Loans at Your Credit Union
The Loan You Need for the Home You Love!
It's important that you are aware of all your options when it comes to purchasing a home. Whether you are purchasing your first home or need room for a growing family — your Credit Union can help.
- Conventional Loans — Fixed & Variable
- FHA Loans
- Competitive Rates
- Purchase Loans
- Refinance with Cash Out
- Low Closing Cost
We specialize in loans for new home purchases, refinancing, and home equity loans.
For a Free Mortgage Checkup, call 336-662-6206 or 877-223-9563.
Enjoy the convenience of our Mobile Banking 24 & Surcharge Free ATM Locator Service!
You can always find a Summit branch or an ATM, even on the go with Summit Mobile Banking 24 and our mobile No $urcharge ATM & Branch Locator Service. To access these services, go to www.summitcu.org/m with your mobile device's browser. Questions? Call us at 336-662-6200 or 800-632-0210 and we will be glad to assist you!
To access our web based No $urcharge ATM & Branch Locator Service look for the blue Surcharge-Free ATMs button located on the left side of this page.
Early Delinquency Intervention: Saving Your Home From Foreclosure
As a member of Summit Credit Union, you have access to BALANCE! BALANCE is financial fitness program that provides FREE, CONFIDENTIAL financial education and financial counseling to members and their dependents to provide options and solutions to enhance your financial well being.
BALANCE also provides Early Delinquency Intervention, an online tool to assist you with addressing the financial crisis in the earliest possible stages in order to maximize relief available from your lender. For Early Delinquency Intervention to be effective, it must include a clear Statement of the problem, a thorough Personal Financial Assessment, and a realistic Plan of Action, spelling out for the lender the relief you are seeking and how you plan to meet your current and future financial obligations.
You may have the misconception that the lender wants to take your home back through foreclosure. This is not true. The vast majority of lenders are only interested in seeing that payments are made each month as agreed in the mortgage terms. As a general rule, lenders only begin foreclosure when all else fails. They look for ways to assist you when you are having financial difficulty, but their ability to help declines with each missed payment. Therefore, it is extremely important to address the crisis as soon as it occurs and to keep the lender informed at all times.
Further Information from Balance
||We Invite You And Your Family To Join Us!
You may be eligible for membership through your employer or through a family member. Join us and start experiencing the many perks of Summit Credit Union membership today.
Aren't eligible? We may be able to offer you and your co-workers access to our Credit Union as a FREE Employee Benefit.
To find out more, contact one of our Business Development Officers. In Eastern NC, contact Lindy at 336-662-6259 or 800-632-0210, extension 6259 and, in Western NC, contact Michelle at 336-662-6257 or 800-632-0210, ext. 6257.
Enjoy The Convenience And Security Of e-Statements And Receive Home Bill Pay For Free!
When you sign up for our free e-Statement service you can also enjoy the convenience offered by our Home Bill Pay service free of charge. Our Home Bill Pay service is available to you at no cost as an e-Statement member. Click here and demo our online Home Bill Pay service!
E-Statements offer a safe, convenient, and free way for you to view, save, and print your statements from a secure website. Click here for more information on our exciting e-Statements service.