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Remote Delivery Solutions

We are committed to providing to our members the most exceptional service. Apart from in-branch service, we provide additional ways for members to access their accounts remotely - by phone, online, at ATMs, and at most branches with a drive-thru and/or night deposit.

Online banking

Pay bills, view account balances and transaction history, apply for loans, deposit checks, transfer funds between accounts, find surcharge-free ATMs, find CO-OP Shared Branch locations, and more.

  • Mobile 24 - available 24/7
    Also deposit checks, and more.
  • Home Banking 24 - available 24/7
    Also manage alerts, access secure messages, and more.

Telephone banking

Check balances, transfer funds, make loan payments, check-on deposits and withdrawals, and more.

  • Call 24 - available 24/7
    Dial 336-662-6201 or 800-522-4212
  • Member Service Call Center
    336-662-6200 or 800-632-0210
    Available Monday thru Thursday, 7:30am - 5:30pm and Friday, 7:30am - 6:00pm


We have 56,000 no-surcharge ATMs to serve you near your home, your place of work, or wherever you are nationwide. Use our interactive ATM and Branch Locator map to find a surcharge-free ATM near you. A similar locator is also conveniently located in the main menu of our Mobile 24 app, appearing as "Locations".

Use your Debit Card to withdraw cash at any CashPoints® or Allpoint® ATM and you will not be charged a fee (surcharge) by the ATM owner. We also allow up to five free ATM transactions each month at any non-Summit Credit Union ATM. Transactions on Summit Credit Union-owned ATMs are always free to Summit CU members regardless of the number of transactions. You can also use the surcharge-free ATMs at locations of State Employees' Credit Union, Piedmont Advantage Credit Union, Coastal Federal Credit Union, Allegacy Federal Credit Union, and Truliant Federal Credit Union.

Logo, Allpoint

Logo, Cashpoints

Use ATMs in Target • Speedway • Costco • Walgreens • CVS • Harris Teeter • Circle K • Kroger • Safeway • Winn-Dixie • Sheetz • And Many More Retail Locations

The CashPoints® ATM Network is owned by State Employees’ Credit Union.

Drive-Thru and Night Deposit

Most of our branches have drive-thru service or night deposit available.

Drive-thru hours for most locations are Monday thru Thursday, 7:30am to 5pm and Friday, 7:30am to 6pm. Exceptions are branches in High Point and Oxford with drive-thru hours of Monday thru Thursday, 8:30 to 5pm and Friday, 8:30am to 6pm and the Raleigh Branch with no drive-thru service available.

Night deposit is available at all branches except High Point Branch.