Benefits of a Credit Card with your Credit Union

  • No annual fee
  • No cash advance fee³
  • No balance transfer fee
  • No foreign transaction fees
  • No minimum finance charge

Get a $50 Gift Card¹

Example image of a Summit Credit Union Visa gift card

Benefits of our Visa® Platinum Credit Cards

Our Visa® Platinum credit cards include an option to take advantage of a generous Rewards program when you apply. They also come with free auto rental insurance, roadside assistance, enhanced security, and more. Dig into the details and choose the card that best suits your financial needs.

  • Credit limits up to $20,000
  • 25-day grace period before interest is charged on purchases
  • Auto rental collision damage coverage
  • Roadside Dispatch® helps get you home when your car is disabled
  • Visa® Zero Liability means you're not responsible for unauthorized purchases
  • 24/7 Visa ID Theft resolution services

Visa® Platinum with Rewards

Treat yourself to some extras with a card that allows you to redeem purchase points for gift cards, travel services, merchandise and more.

  • Rates as low as 9.95% APR²
  • Earn CU Rewards points, redeemable for merchandise, travel, and more.

Visa® Platinum without Rewards

A lower rate can lead to monthly savings by keeping interest charges to a minimum.

  • Rates as low as 8.95% APR²

Contact Us

Questions? Need help? Let us know.

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      ¹ This offer applies only to a new credit card with a credit limit of at least $500 or to an existing credit card with a credit limit increased by the same amount and may not be combined with any other offer. Application must be submitted between June 1 and July 31, 2025 and must be approved by August 15, 2025. Incentive mailed after application has been approved and processed; expect one to three weeks for processing and delivery.

      ² APR = Annual Percentage Rate. Rate shown is lowest rate for Visa® Platinum and Platinum Rewards. Rates vary based on credit scoring criteria. Credit card rates are non-variable on purchases, balance transfers, and cash advance transactions.

      ³ No fee assessed for cash advance transactions at an in-network ATM or Summit Credit Union branch or if balance exceeds limit. Transactions elsewhere may be subject to a $1.00 ATM Cash Advance fee plus any fees accessed by non-network ATM operators. Use our locator to find an in-network ATM near you in our vast array of 55,000+ surcharge-free ATMs nationwide.

      Repayment terms of 2% of outstanding balance or $25, whichever is greater. Rates and terms are subject to credit approval and to change. See Credit Card Agreement and Disclosure for complete terms, which are also subject to change.