Benefits of a Credit Card with your Credit Union

  • No annual fee
  • No cash advance fee³
  • No balance transfer fee
  • No foreign transaction fees
  • No minimum finance charge

Photo of JBL Vibe Beam earbuds and charging case, co-branded with Summit Credit Union

Get a Free Pair of JBL® Vibe Beam True Wireless Earbuds.¹


  • Cool for 25 hours, hot for 12
  • JBL Deep Bass sound
  • Very good microphone recording quality
  • Easy-to-use controls
  • Comfortable, secure fit
  • IPX54 splash-proof and dust-resistant,
    suitable for workouts or outdoor activities
  • Includes a light, compact charging case
  • Up to 8 hours run time out of the case
  • Case doubles as a battery bank to
    recharge earbuds up to 3 times
  • Up to 32 hours of total run time with
    charging case

Benefits of our Visa® Platinum Credit Cards

Our Visa® Platinum credit cards include an option to take advantage of a generous Rewards program when you apply. They also come with free auto rental insurance, roadside assistance, enhanced security, and more. Dig into the details and choose the card that best suits your financial needs.

  • Credit limits up to $20,000
  • 25-day grace period before interest is charged on purchases
  • Auto rental collision damage coverage
  • Roadside Dispatch® helps get you home when your car is disabled
  • Visa® Zero Liability means you're not responsible for unauthorized purchases
  • 24/7 Visa ID Theft resolution services

Visa® Platinum with Rewards

Treat yourself to some extras with a card that allows you to redeem purchase points for gift cards, travel services, merchandise and more.

Visa® Platinum without Rewards

A lower rate can lead to monthly savings by keeping interest charges to a minimum.

  • Rates as low as 8.95% APR²

Contact Us

Questions? Need help? Let us know.

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      ¹ This offer applies to a Summit Credit Union credit card account, either a new account or a credit limit increase of at least $500 on an existing account. This offer may not be combined with any other offer. Application must be submitted between June 1 and July 31, 2024; credit application must be approved by August 15, 2024. Incentive mailed after disbursal of loan funds; expect one to three weeks for processing and delivery. Incentive quantities may be limited; we reserve the right to provide a substitute of similar monetary value.

      ² APR = Annual Percentage Rate. Rate shown is lowest rate for Visa® Platinum and Platinum Rewards. Rates vary based on credit scoring criteria. Credit card rates are non-variable on purchases, balance transfers, and cash advance transactions.

      ³ No fee assessed for cash advance transactions at an in-network ATM or Summit Credit Union branch or if balance exceeds limit. Transactions elsewhere may be subject to a $1.00 ATM Cash Advance fee plus any fees accessed by non-network ATM operators. Use our locator to find an in-network ATM near you in our vast array of 55,000+ surcharge-free ATMs nationwide.

      Repayment terms of 2% of outstanding balance or $25, whichever is greater. Rates and terms are subject to credit approval and to change. See Credit Card Agreement and Disclosure for complete terms, which are also subject to change.