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What does Summit Credit Union do with your personal information?

FACTS What does Summit Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Name, address, Social Security number and income
  • account balances and transaction history
  • credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Summit Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Reasons we can share your personal information Does Summit Credit Union share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

To limit our sharing

Topic Details
To limit our sharing

Please note:
If you are a new member, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 336-662-6200 or 800-632-0210, or write to us at:
Summit Credit Union, 8210 West Market St, Greensboro, NC 27409

Who we are

Who we are
Who is providing this notice? Summit Credit Union

What we do

What we do
How does Summit Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does Summit Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for any credit union service
  • Use your credit or debit card or pay your bills
  • Make deposits to or withdrawals from your accounts

We also collect your personal information from others, including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

Definitions

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Summit Property and Casualty Insurance Group
  • FT Credit Union Management & Services Corporation
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Summit Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products and services to you. Our joint marketing partners include:

  • CUNA Mutual Group’s MEMBERCONNECT
  • Ser Technology Corporation
  • The Needham Group, Inc.
  • Lincoln Financial Securities Corporation

Other important information

At Summit Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Summit Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.

When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.

Summit Credit Union only shares information for legitimate business reasons with the ultimate goal of bringing members greater convenience and more value from trusted business partners. Summit Credit Union shares member information with certain vendors with whom we have marketing agreements to provide specific products and services, such as insurance and investment services. To protect our members’ privacy, Summit Credit Union only works with companies that agree to maintain strong confidentiality protections and limit the use of the information we provide. We do not permit these companies to sell the member information we provide to other third parties.

Federal law gives Summit Credit Union the right to limit some but not all sharing.