We're with you right from the starting line.

Free vehicle research tools. Money-saving rates. Flexible repayment terms. Those are all standard equipment when you finance your ride at Summit Credit Union.

Purchase New or Used at the Same Rate

Whether you're looking to purchase a new or used-but-better ride, we’ve got you covered. We offer the same low rate for both a new or used vehicle purchase.

Keep the Cash

Photo of a teller refusing payment

No Payments for Two Months*

That's right! Save your payments and use your money for something else. We want you settle into your new ride and enjoy it for a while before your first payment is due. So, go on! Take that special date. Take that special trip. Or, take a few!

* "No payments for two months" means payments are deferred for 60 days, starting on the date of the loan. Though no payments are due, interest will accrue from the date of the loan.

Get a $100 Visa® Gift Card*

Each ​recreational vehicle loan application, whether purchasing or refinancing a non-Summit Credit Union loan for a boat, motorcycle, motorhome, or RV, becomes eligible to receive this Visa® gift card*.

Example image of a Summit Credit Union Visa gift card

Apply Today

Which recreational vehicle type would you like to apply for?

Features

Life can be challenging. Sometimes you've got to kick back and clear your mind. With a boat, motorcycle, or RV loan - and Summit Credit Union's flexible repayment plans - you can set aside the world for awhile and just enjoy the ride.

  • Financing for new and used recreational vehicles
  • Low fixed rates
  • Up to 100% financing available²
  • Flexible terms designed to control monthly payments and meet your budget
  • Protect your purchase with better-than-dealer Loan Protection, GAP, and Warranty Coverage
  • J. D. Power (formerly NADA) pricing available

Recreational Vehicle Rates as low as
5.99% APR *,
New or Used, Purchase or Refinance.

Includes boats, motorcycles, and RVs.

Contact Us

Questions? Need help? Let us know.

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      * This offer applies only to a new recreational vehicle loan of at least $5,000 to purchase or refinance an RV, boat, or motorcycle, is not available for refinancing any Summit Credit Union loan, and may not be combined with any other offer. Application must be submitted between September 1 and September 30, 2026; loan must close by October 15, 2026. Incentive mailed after loan has been approved and processed; expect one to three weeks for processing and delivery. "No payments for two months" means payments are deferred for 60 days, starting on the date of the loan. Though no payments are due, interest will accrue from the date of the loan.

      * 100% financing is available for well qualified buyers. Subject to credit approval. APR = Annual Percentage Rate. Actual rate is based on an evaluation of credit history, so your rate may differ.