We're with you right from the starting line.

Free vehicle research tools. Money-saving rates. Flexible repayment terms. Those are all standard equipment when you finance your ride at Summit Credit Union.

Whether you're looking to purchase a new or used-but-better ride, we’ve got you covered. We offer the same low rate for both a new or used vehicle purchase. Even better, you won’t have to make payments on your loan for the first two months.

  • Purchase new or used at the same rate
  • No payments for the first two months

Get a $100 Visa® Gift Card*

Each ​Auto Loan application, whether purchasing or refinancing a non-Summit Credit Union loan, becomes eligible to receive this Visa® gift card*.

Example image of a Summit Credit Union Visa gift card

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Features

Find the vehicle you want through our free buying service. Use J. D. Power (formerly NADA) pricing to make sure you're getting a good price. Then, let us hook you up with a low-cost loan that leaves you with more cash for gas, groceries, and glorious weekend road trips.

  • Up to 100% financing available* 
    • Same low rate for new and used vehicles
    • Flexible repayment terms, up to 96 months, to meet your budget
    • Refinancing options available
  • Free auto buying services
    • Gigantic online inventory of used vehicles
    • Tools for negotiating a fair price
    • Protect your purchase with Loan Protection, GAP, and extended warranty coverage

Auto Loan Rates as low as
5.50% APR *,
New or Used, Purchase or Refinance.

Contact Us

Questions? Need help? Let us know.

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      * This offer applies only to a new Auto Loan of at least $5,000, is not available for refinancing any Summit Credit Union loan, and may not be combined with any other offer. Application must be submitted between November 1 and December 31, 2025; loan must close by January 15, 2026. Incentive mailed after loan has been approved and processed; expect one to three weeks for processing and delivery. "No payments for two months" means payments are deferred for 60 days, starting on the date of the loan. Though no payments are due, interest will accrue from the date of the loan.

      * 100% financing is available for well qualified buyers. Subject to credit approval. APR = Annual Percentage Rate. Actual rate is based on an evaluation of credit history, so your rate may differ.