We're with you right from the starting line.

Free vehicle research tools. Money-saving rates. Flexible repayment terms. Those are all standard equipment when you finance your car, truck or SUV at Summit Credit Union.

Get a $100 Visa® Gift Card¹

Refinance or Preapproval Auto Loan Incentive

​Applicants who refinance a non-Summit Credit Union auto loan with us, or vehicle shoppers who come to us for an auto loan preapproval letter and use it to purchase their vehicle, become eligible to receive a $100 Visa® gift card¹. As an added bonus, when refinancing a non-Summit Credit Union auto loan with us, we will attempt to match or beat the original loan's same-term interest rate.

Example image of a Summit Credit Union Visa gift card

More Benefits

Find the vehicle you want through our free buying service. Use J. D. Power (formerly NADA) pricing to make sure you're getting a good price. Then, let us hook you up with a low-cost loan that leaves you with more cash for gas, groceries, and glorious weekend road trips.

  • Same low rate for new and used vehicles
  • Up to 100% financing available²
  • Flexible repayment terms, up to 96 months, to meet your budget
  • Protect your purchase with Loan Protection, GAP, and extended warranty coverage 
  • Free auto buying service
  • J. D. Power (formerly NADA) pricing available
  • Discount CARFAX reports

Auto Loan Rates as low as
5.75% APR ³,
New or Used, Purchase or Refinance.

Contact Us

Questions? Need help? Let us know.

  • First Name is a required field
  • Last Name is a required field
  • Email Address is a required field
  • Please enter a valid email address
  • Phone Number is a required field
  • Please enter a valid phone number
  • Preferred Method of Contact is a required field
      • reCAPTCHA is a required field

      ¹ Only loans for vehicles which Summit Credit Union classifies as an "Auto" qualify for Auto Loan incentives. Loans for other vehicles, such as motorcycles, boats, or RVs, do not qualify. The final amount of the loan must be at least $5,000. Refinance of existing loans already with Summit Credit Union do not qualify. Applicants may only receive one incentive, discount, or special offer per loan. Once the applicant accepts a promotional offer, they will not receive any other promotional consideration for that particular loan. Incentive quantities may be limited; we reserve the right to provide a substitute of similar monetary value.

      ² 100% financing is available for well qualified buyers. Subject to credit approval.

      ³ APR = Annual Percentage Rate. Actual rate is based on an evaluation of credit history, so your rate may differ.