Empower Your Financial Savvy

Through our free workshops members learn practical tips on how to reach goals and improve their personal finances.

Let's get rolling on your next set of wheels.

Car-hunting? You have two options: Burn time and money driving from dealer to dealer. Or kick back and browse the gigantic online inventory of our auto-selling partner.

New or used? We finance both. Sedan, pickup, van or SUV? We've financed them all. Hassle-free service? Of course. Is there a better way to buy your next vehicle? We don't think so.


Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

Enterprise Car Sales

We've partnered with Enterprise Car Sales to bring you haggle-free buying and worry-free ownership on your next used car.

  • First payment on us, up to $300
  • Certified vehicles pass a rigorous 109-point inspection
  • 12-month/12,000 limited powertrain warranty
  • Seven-day buy-back return policy with no questions asked
  • Wide selection of low-mileage/well-maintained vehicles
  • No-haggle pricing
  • Search the Enterprise Car Sales inventory today

Frequently Asked Questions

We offer the same low rate for both new and used vehicles. Our current auto loan rates    can be found here.

If a member’s car is a total loss due to collision or theft, GAP (Guaranteed Asset Protection) helps cover the difference between the insurance company’s settlement and the outstanding loan balance. GAP is offered at loan closing, but is not required and is not a factor in determining whether to grant a loan. GAP insurance protects the borrower for the life of the loan and the one-time cost is added to the initial loan balance.

We offer flexible payment terms, up to 96 months.

Say Hello to a New Home

Buying or even refinancing a home is a daunting challenge. Let us help you navigate it with ease.