Empower Your Financial Savvy

Through our free workshops members learn practical tips on how to reach goals and improve their personal finances.

Beware of Home Improvement Scams

Eventually all homes need professional attention, whether it is for simple wear and tear or weather damage. Beware of dubious contractors who offer to help.

How It Works

  • A contractor will come to your door following a bad storm that causes damage, or say they're working in the same area and noticed a problem in your home that they can fix.
  • The contractor may say they have extra materials they can use on a potential project for you.
  • They will say that today's rate will not be the same tomorrow and will seek payment upfront.

What You Should Know

  • Fraudsters look for any opportunity - like a natural disaster to solicit "business" door-to-door.
  • They will use pressure tactics, saying you must commit immediately to lock-in the best pricing and get you to act before you have time to review your options.
  • They take advantage of times when they expect people are home, such as evenings or weekends.
  • If your home has been damaged by weather, scammers may attempt to convince you to sign-over the payment from your insurance company, or pay upfront in cash.

What You Should Do

  • Pause and consider your options.
  • Always get multiple bids, at least three, and request references.
  • Get it in writing - every time.
  • Expect to make an upfront deposit, but typically no more than a third of the total estimate. Use a credit card, check, or make financial arrangements. 


Knowledge is power. You have the power to protect yourself from scams. Please share these tips with friends and family.