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Bring one of your savings goals into sharper focus.

Saving money in general is a good idea. But sometimes it's easier to track your progress when you set aside funds for a specific purpose.

Save for next summer's exciting trip, next semester's tuition, or next year's big tax bill. By making deposits year-round, you can stay ahead of the financial curve and cover major costs without putting strain on your everyday budget.

  • No minimum balance required
  • No monthly fees 
  • Same dividend rate as regular savings account
  • Dividends are paid quarterly
  • Three withdrawals and/or transfers free each month for each account. (Additional transactions are $3 each)
  • Monitor progress using Digital Banking tools

Apply in-person at any Summit Credit Union branch, or text or call our Member Service Call Center at 336-662-6200.

Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

Frequently Asked Questions

Your $5.00 on deposit in your savings account means you own one share of the Credit Union and are a part owner with full voting rights. Once you are a member/owner, you are eligible to take advantage of the other services available at the credit union. If your savings balance falls below the $5.00 requirement, you will need to make a deposit to bring the balance back to $5.00 to maintain your membership.

Our Christmas Club gives you a way to save money for end-of-year expenses. An account can be opened anytime during the yea and can be accessed October 1 each year. You are able to take a partial withdraw prior to October 1 with a $5 fee.

Free Checking

We help you avoid needless fees. Trust us for free checking with no strings attached.