Empower Your Financial Savvy

Through our free workshops members learn practical tips on how to reach goals and improve their personal finances.

Bring one of your savings goals into sharper focus.

Saving money in general is a good idea. But sometimes it's easier to track your progress when you set aside funds for a specific purpose.

Save for next summer's exciting trip, next semester's tuition, or next year's big tax bill. By making deposits year-round, you can stay ahead of the financial curve and cover major costs without putting strain on your everyday budget.

  • No minimum balance required
  • No monthly fees 
  • Same dividend rate as regular savings account
  • Dividends are paid quarterly
  • Three withdrawals and/or transfers free each month for each account. (Additional transactions are $3 each)
  • Monitor progress using Digital Banking tools

Apply in-person at any Summit Credit Union branch, or text or call our Member Service Call Center at 336-662-6200.


Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

Frequently Asked Questions

Your $5.00 on deposit in your savings account means you own one share of the Credit Union and are a part owner with full voting rights. Once you are a member/owner, you are eligible to take advantage of the other services available at the credit union. If your savings balance falls below the $5.00 requirement, you will need to make a deposit to bring the balance back to $5.00 to maintain your membership.

Our Christmas Club gives you a way to save money for end-of-year expenses. An account can be opened anytime during the yea and can be accessed October 1 each year. You are able to take a partial withdraw prior to October 1 with a $5 fee.

Free Checking

We help you avoid needless fees. Trust us for free checking with no strings attached.