Credit Cards
Do you want generous rewards or an extra-low rate? Using our Visa® cards is easy. But deciding which one to get might take a little effort.
It's time to give your credit card a little more credit.
Not long ago, credit cards were simply convenient ways to make purchases. They still fill that bill. But, these days they also come with all kinds of added features.
Benefits of a Credit Card with Your Credit Union
One of our two main Visa® credit cards offers a generous Rewards program. And, both come with free auto rental insurance, roadside assistance, enhanced security, and more. Dig into the details and choose the card that best suits your financial needs.
- No annual fee
- No cash advance fee
- No balance transfer fee
- No foreign transaction fees
- No minimum finance charge
See our Credit Card Agreement for complete details.
Visa® Platinum with Rewards
Treat yourself to some extras with a card that allows you to redeem purchase points for gift cards, travel services, merchandise and more.
- Rates as low as 9.95% APR*
- Earn CU Rewards points, redeemable for merchandise, travel, and more.
Visa® Platinum without Rewards
A lower rate can lead to monthly savings by keeping interest charges to a minimum.
- Rates as low as 8.95% APR*
Apply Today
Get your application started today. Apply now online, or call our Loan Call Center or text our Loan Call Center at 336-662-6202.
Card Contacts
| Phone Number | |
|---|---|
| Card Activation | *866-985-2273 |
| PIN Setup/Reset | *866-985-2273 |
| Lost or Stolen Card (U.S. Only) | 866-820-9765 |
| Lost or Stolen Card, Outside U.S. | +1-727-299-2449 |
* Calls to this number must be placed from the primary phone number connected to the primary account holder's credit union membership. Callers should have the primary card handy to provide additional information.
Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.
*APR = Annual Percentage Rate. Rate shown is lowest rate for Visa Platinum and Platinum Rewards; non-variable rate on purchases, balance transfers, and cash advance transactions. Rates and terms are subject to change. Subject to credit approval. Repayment terms of 2% of outstanding balance or $25, whichever is greater.
Transaction Fees: ATM Cash Advance - None if performed at a Summit Credit Union branch, ATMs, or network ATMs. Otherwise, transactions may be subject to a $1.00 fee plus any fees accessed by non-network ATMs. No fee assessed if balance exceeds limit.
Frequently Asked Questions
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