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Empower Your Financial Savvy

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It's time to give your credit card a little more credit.

Not long ago, credit cards were simply convenient ways to make purchases. They still fill that bill - but these days they also come with all kinds of added features.

One of our Visa® options offers a generous rewards program. They both come with free auto rental insurance, roadside assistance, enhanced security, and more. Dig into the details and choose the card that best suits your financial needs.

  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • No foreign transaction fees
  • No minimum finance charge


Visa® Platinum Rewards

Treat yourself to some extras with a card that allows you to redeem purchase points for gift cards, travel services, merchandise and more.

  • Interest rates as low as 9.95% APR*
  • Credit limits up to $20,000
  • ScoreCard® Rewards (points never expire)
  • Bonus points
  • No foreign transaction fees
  • 25-day grace period before interest is charged on purchases
  • Auto rental collision damage coverage
  • Roadside Dispatch® helps get you home when your car is disabled
  • Visa® Zero Liability means you're not responsible for unauthorized purchases
  • 24/7 Visa ID Theft resolution services


Visa® Platinum

Low rates can lead to monthly savings by keeping interest charges to a minimum.

  • Rates as low as 8.95% APR*
  • Credit limits up to $20,000
  • 25-day grace period before interest is charged on purchases
  • Auto rental collision damage coverage
  • Roadside Dispatch® helps get you home when your car is disabled
  • Visa® Zero Liability means you're not responsible for unauthorized purchases
  • 24/7 Visa ID Theft resolution services

Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

*APR = Annual Percentage Rate. Rate shown is lowest rate for Visa Platinum and Platinum Rewards; non-variable rate on purchases, balance transfers, and cash advance transactions. Rates and terms are subject to change. Subject to credit approval. Repayment terms of 2% of outstanding balance or $25, whichever is greater. 

Transaction Fees: ATM Cash Advance - None if performed at a Summit Credit Union branch, ATMs, or network ATMs. Otherwise, transactions may be subject to a $1.00 fee plus any fees accessed by non-network ATMs. No fee assessed if balance exceeds limit.

Frequently Asked Questions

For a lost or stolen credit card, call 336-662-6200 Monday-Thursday, 7:30 a.m.-5:30 p.m. and Friday, 7:30 p.m. - 6:00 p.m. After hours, call 800-991-4964.

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