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We've found a way to make 'free' even better.

No fees, no charges, no strings attached. But you'll still enjoy a long list of high-performance money management tools.

You're used to everyone reaching into your pocket at every turn.  We're happy to buck the trend. Our totally free checking option comes with 24/7 Digital Banking, a Visa® debit card and much more. You can keep looking for a catch - but there isn't one.

  • No monthly fee or per-check fee
  • No minimum balance
  • Visa® debit card for purchasing power online and at stores
  • Round-the-clock Online Banking with convenient electronic Bill Pay
  • User-friendly Summit Credit Union mobile app
  • Fast and easy mobile check deposit
  • Access cash through a nationwide surcharge-free ATM network
  • Free monthly e-Statements put important financial information at your fingertips
  • Receive 20 checks free

Make the switch to truly free checking by contacting our Member Service Call Center or by stopping in to your local Summit branch.

Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

Overdrafts

  • Protect your checking balance
  • Avoid blocked payments
  • Sidestep hefty merchant fees

Frequently Asked Questions

No, we do not have a minimum balance requirement. Our checking account comes with no strings attached.