All branch locations will be closed Thursday, November 26 & Friday, November 27 in observance of Thanksgiving.  Click/tap here for COVID-19 update, 11/13/2020.

We Make Home Loans Easy!

We specialize in new home loans, refinancing existing home loans, and making the process as easy for you as possible. 

Whether you’re purchasing your dream home, or refinancing your current home, our team of experts will help you every step of the way.

Home Loans

  • 100% Financing with no Private Mortgage Insurance (PMI) for qualified loans*
  • Fixed Rate and Adjustable Rates 
  • FHA Loans
  • First-time home buyer loans
  • Lending is limited to North Carolina
  • Rates change daily - call to lock in your rate today

Home Refinancing

  • Up to 95% financing of appraised value 
  • Up to 96.5% financing of appraised value is available for FHA Loans
  • Lending is limited to North Carolina
  • Rates change daily - call to lock in your rate today

Speak to our Home Loan Experts today by calling our Home Loan Call Center at 336-662-6206 or
877-223-9563, apply online, or stop by your local branch.

*100% financing is available for well qualified buyers. Subject to credit approval. Applicable for 30-year variable and 15-year fixed loans only. 

Maximum loan-to-value varies depending on the property type. Possible costs include appraisal, attorney fees, flood insurance, recording fee, survey, tax stamps/mortgage tax, title insurance, title search.

Summit Credit Union NMLS ID 446557


Home Loan Professionals

Meet Your Home Loan Professional

Call to make an appointment with and meet one of our home loan professionals. They can help with the following.

Want to know more about home ownership? Our Home Loan Professional will be available to answer all your questions from 10 a.m. – 4 p.m. No appointment needed and light refreshments are provided.

  • Home Loan options
  • Down payment and closing requirements
  • Preparing to buy
  • Credit score concerns
  • Documents needed

Greensboro, High Point, Oxford, Raleigh, and Winston-Salem

Photo of Dirk Spainhour

Dirk Spainhour

336-662-6120

NMLS ID 464620

Hickory

Photo of Patrick Featherstone

Patrick Featherstone

828-267-5768, ext 6565

NMLS ID 810170

Oxford and Raleigh

Region3rep

919-571-0767, ext 6538

NMLS ID ??????