Home Loan Options

We specialize in financing new home loans and refinancing

Whether you’re purchasing your dream home, or refinancing your current home, our team of experts will help you every step of the way.       

Home Purchase Loans

  • 100% Financing with no Private Mortgage Insurance (PMI) for qualified loans*
  • Conventional Loans - Fixed Rate and Adjustable Rate Mortgage Options
  • FHA Loans
  • First-time home buyers loans
  • Lending is limited to North Carolina home purchases
  • Rates change daily. Call to lock in your rate today

After you complete the online application a credit report fee of $21.31 (for individual applicants) or $27.62 (for joint applicants) will be collected

Home Refinancing

  • Up to 95% financing of appraised value is available for Conventional Loans
  • Up to 96.5% financing of appraised value is available for FHA Loans
  • Lending is limited to North Carolina home purchases

Speak to our Home Loan Experts today by calling our Home Loan Call Center at 336-662-6206 or
877-223-9563, apply online, or stop by your local branch.   

*100% financing is available for well qualified buyers. Subject to credit approval.

Maximum loan-to-value varies depending on the property type. Possible costs include appraisal, attorney fees, flood insurance, recording fee, survey, tax stamps/mortgage tax, title insurance, title search.