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The Only Credit Card You Need

Elevate your everyday spending with the Visa® Rewards Platinum card, featuring rates as low as 9.95% APR and no balance transfer fees. Enjoy total peace of mind with advanced mobile card controls while earning reward points on every purchase for travel, gifts, and more.

  • 06/02/2026
  • Posted by Summit Credit Union
Illustration of Summit Credit Union credit cards

Our Visa® Rewards Platinum credit card is the only card you need! Earn reward points on every qualifying dollar you spend and redeem them for gifts, travel, or unique experiences. Use it for everyday expenses and get rewarded along the way.

  • No balance transfer fee
  • New tap-to-pay feature
  • Rates as low as 9.95% APR*
  • Card Controls: Turn your credit card on and off through our mobile app, control the locations your card can be used, card's transaction types, and set spending limits.

Make the switch to our Platinum Rewards credit card! Apply online now or contact our Loan Call Center by Calling or texting 336-662-6202.

*APR = Annual Percentage Rate. Rate shown is lowest rate for Visa® Platinum Rewards; non-variable rate. Rates vary based on our credit scoring criteria. Visa® Platinum Rates start at 8.95% APR. Points not available on balance transfers.