Our Cloverdale branch will permanently close at 6:00 p.m. on Friday, May 26. The new branch located at Stratford Executive Park (1100 S. Stratford Rd., Ste. 400B) in Winston-Salem will open Tuesday, May 30.

On Budget by MoneyDesktop

Stay on budget with MoneyDesktop, the money management tool available in Home Banking 24 and Mobile App 24. The easy online budgeting tool helps you track expenses, set goals, and automatically import data from other financial institutions all within Home Banking 24.

Import Your Accounts

Tell your money to get it together.
Import your various financial account balances and transactions into one place, and get a complete picture of your finances.

Expense Tracking

Tell your money to make up its mind.
Don’t just track spending, know your spending! Get powerful insights on where, when, and how you spend.

MoneyDesktop automatically categorizes and tracks spending from all your accounts, so you can see where your money is really going. You can also use tools like Spending and Trends to get an overview of where your money is going over time.

Budgeting

Tell your money to shape up.
Visualize and interact with your budgets in a more meaningful way - using bubbles! Since not all budgets are created equal, using circles or “bubbles” to represent budgets allows you to quickly identify budgets that need the most attention.

At a glance, you will be able to determine a budget’s:

  • State/Status (color); over, under, or near budget
  • Relative Value (size)
  • Spending Progress (meter)
  • Relationship to other budgets

Debt management

Take control of your financial future.
Stay on track with a financial GPS that keeps you on the path to financial freedom and well-being. Visualization your debt in detail and more accurately - see which debts are being paid down and for how long. This tool is designed to give you a visual guide on how to get out of debt.

 

Net Worth

Get the BIG picture.
The Net Worth tool shows you an accurate data visualization of your assets vs. liabilities. Quickly determine if you are moving in the right direction. Even the smallest changes are easy to see and place in context.

To get started login to Home Banking 24 and select On Budget. Want to know more? View a list of Frequently Asked Questions.