Empower Your Financial Savvy

Through our free workshops members learn practical tips on how to reach goals and improve their personal finances.

It's time that we start treating you like an adult.

You're young. Have fun. Do exciting stuff. But know when to get serious. Now's the time to learn to manage money responsibly and develop a savings habit.

So, you want to be more independent? How does a Summit Credit Union account that offers checking, savings, a debit card, and Digital Banking sound? It sounds pretty grown-up to us.

  • Designed for members ages 13 to 22
  • Minimum savings account balance of $5
  • Competitive dividends paid quarterly
  • Checking account with debit card
  • Sallie Mae student loans
  • Scholarship program available

A parent or guardian must be listed jointly on minor accounts. To set up a Youth Club account, call or text our Member Service Call Center at 336-662-6200.


Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

Frequently Asked Questions

Your $5.00 on deposit in your savings account means you own one share of the Credit Union and are a part owner with full voting rights. Once you are a member/owner, you are eligible to take advantage of the other services available at the credit union. If your savings balance falls below the $5.00 requirement, you will need to make a deposit to bring the balance back to $5.00 to maintain your membership.

Our Christmas Club gives you a way to save money for end-of-year expenses. An account can be opened anytime during the yea and can be accessed October 1 each year. You are able to take a partial withdraw prior to October 1 with a $5 fee.

Free Checking

We help you avoid needless fees. Trust us for free checking with no strings attached.