Free Checking

At a time when other financial institutions are imposing more fees than ever on checking accounts, you can count on your Credit Union for free checking with no strings attached.

  • No Monthly Fee
  • No Per-Check Fee
  • No Minimum Balance
  • Visa® Debit Card           
  • First 40 Checks Free
  • Mobile Deposit
  • Bill Payer           
  • Free eStatements
  • Mobile App 24

Make the move and switch to a truly FREE Checking Account today by contacting our Member Service Call Center or by stopping in to your local branch.

Visa® Debit Card

Get the convenience you need from FREE Checking with a free Visa® Debit Card.

  • Get cash back with Debit Deals
  • Design a custom card in Home Banking 24 with DesignIt
  • Use anywhere you see the Visa® symbol
  • Make withdrawals at Surcharge-free ATMs nationwide and some foreign countries
  • Unlimited VISA® transactions per month
  • Unlimited "cash back" withdrawals per month
  • Five free ATM transactions per month at non-Summit ATMs

Special notice regarding the use of Summit VISA® cards outside your state of residence.  

Understanding Checking Accounts

As part of our partnership with BALANCE, a financial services company, we offer a course on checking basics. It's a great course if you're just getting started with your first checking, or if you just need a refresher. Start the course today.