All branch locations will be closed Monday, January 21 in observance of Martin Luther King, Jr. Day.

Home Banking 24 and Mobile 24 will be updated at 10am and may be unavailable for up to 30 minutes.

We are experiencing some telephone network problems. If you call and cannot get thru, please keep trying or contact us by other means.

Free Checking

Man using computer holding a debit or credit cardAt a time when other financial institutions are imposing more fees than ever on checking accounts, you can count on your Credit Union for free checking with no strings attached.

  • No Monthly Fee
  • No Per-Check Fee
  • No Minimum Balance
  • Visa® Debit Card
  • First 20 Checks Free
  • Mobile Deposit
  • Bill Payer
  • Free eStatements
  • Mobile 24

Make the move and switch to a truly FREE Checking Account today by contacting our Member Service Call Center or by stopping in to your local branch.

Visa® Debit Card

Photo of Summit Credit Union Debit Card Get the convenience you need from FREE Checking with a free Visa® Debit Card. 

  • Get cash back with Debit Deals
  • Use anywhere you see the Visa® symbol
  • Make withdrawals at Surcharge-free ATMs nationwide and some foreign countries
  • Unlimited Visa® transactions per month
  • Unlimited "cash back" withdrawals per month
  • Five free ATM transactions per month at non-Summit ATMs

Special notice regarding the use of Summit Visa® cards outside your state of residence.

Understanding Checking Accounts

As part of our partnership with BALANCE, a financial services company, we offer a course on checking basics. It's a great course if you're just getting started with your first checking, or if you just need a refresher. Start the course today.