All branches will be closed Monday, February 21 in observance of Presidents' Day. See Holiday Schedule.

Home Equity Options

A Home Equity Loan from your Credit Union can provide you with the cash you need for home improvements, college tuition, debt consolidation, or to take a much-needed vacation. Receive a lump sum of money with a Fixed-Rate Loan or borrow money as needed with a revolving Line of Credit.

Home Equity Loan

  • Fixed Rate
  • Terms up to 10 years
  • No closing costs*
  • Up to 80% loan-to-value financing

Home Equity Line of Credit

  • Adjustable Rate
  • Up to a 15-year loan advance period
  • No closing costs*
  • Up to 100% loan-to-value financing

Home Equity Loan or Line of Credit is available for a primary residence, second home, or investment property in North Carolina only. *No closing costs on a minimum amount of $10,000 for a primary residence. Closing costs may occur based on offer and depending on the property location and loan amount.