Home Equity Loan Options

A Home Equity Loan from your Credit Union can provide you with the cash you need for home improvements, college tuition, debt consolidation, or to take a much-needed vacation. Receive a lump sum of money with a Fixed-Rate Loan or borrow money as needed with a revolving Line of Credit.

Fixed-Rate Loans

  • Terms up to 10 years
  • No closing costs with minimum loan of $10,000
  • Up to 80% loan-to-value financing
  • Lending is limited to North Carolina

Line of Credit

  • Adjustable Rate
  • Up to a 15 year loan advance period
  • No closing costs with minimum of $10,000 line of credit
  • Up to 100% loan-to-value financing
  • Lending is limited to North Carolina


Start your application today by calling our 24/7 Loan Call Center at 336-662-6202 or
800-288-5252; apply online, or stop by your local branch.