Our Cloverdale branch will permanently close at 6:00 p.m. on Friday, May 26. The new branch located at Stratford Executive Park (1100 S. Stratford Rd., Ste. 400B) in Winston-Salem will open Tuesday, May 30.

Personal Loans

Need money but don't want to tap into your savings? We provide a variety of personal loan options to fit your unique borrowing need.

Signature Loans

  • Fixed rate; Up to a $20,000 maximum
  • Fixed monthly payments

Line of Credit

  • Non-variable rate; Up to a $20,000 maximum
  • No term maturity
  • Access to funds online, in branch, or over the phone
  • Advance funds whenever needed

Emergency Loans

Get out of the payday loan habit and start a savings program at the same time.

  • Fixed Rate Loan; maximum of $400
  • Payroll deposit required
  • Additional Details

Vacation and Holiday Loans

Relieve extra stress from planning a vacation or from the rush of the holidays with a great rate loan from your Credit Union

  • Fixed rate loan; $1,500 maximum
  • Terms up to 10-months
    • Vacation Loan terms from April 1 through August 31
    • Holiday Loan terms from October 1 through January 31

Let our loan professionals help you choose the loan that's right for you. Apply online today, call our 24/7 Loan Call Center at 336-662-6202 or 800-288-5252, or visit your local branch office.

Share Secured Loans

Keep your money growing in your account and use a Share Secured Loan for your borrowing needs.

Savings Secured

  • Fixed Rate Loan
  • Secured by funds in any savings account
  • Terms up to 60 months
  • Borrow up to 95% of secured deposit

Certificate Secured

  • Loan can be set up as a term note with no payment due until the Certificate matures or as a monthly installment loan. As a term note all interest will become due and must be paid before the Certificate can be renewed or redeemed. The Certificate loan interest rate is based on the current Certificate rate plus 2% rounded to the nearest 0.25% and will change if the rate paid on the Certificate changes up or down.

Start your online application for a Share Secured Loan or call our 24/7 Loan Call Center at
336-662-6202 or 800-288-5252. You can also stop by your local branch office.