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The Holidays are upon us! Please check our holiday closing schedule.

Current Promotions

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Jingle All the Way

Photo of Santa Claus if front of dark, snowy sky

No Payments for 2 months and get a Flashlight Jump Starter with each auto loan1.

Whether you are considering the purchase of a new or used vehicle or a way to reduce your existing payments by refinancing, we have some great auto loan options to meet your needs. Plus, our Auto Buying Service might even help you find a higher value that's not only closer to what you've been wanting, but perhaps a little easier on the payments.

Photo of Flashlight Jump Starter

Flashlight Jump Starter

with each auto loan1

Auto Loan Rates as low as

____________________________

2.95% APR2

____________________________

New or Used, Same Rate

  • Vehicle refinance or purchase eligible1
  • Up to 100% financing available3
  • Terms up to 96 months (8 years)
  • Free Auto Buying Service
  • J. D. Power pricing (formerly NADA)
  • Discount CARFAX Reports
  • Better than dealer Loan Protection,
    GAP, and Warranty Coverage

Flashlight Jump Starter

We are excited to offer this popular, powerful, handy gadget to our members. Although it looks and feels like a simple flashlight, it will also jump start a car and provide extended USB power for an array of other devices (cell phones, tablets, fans, etc.).

Jump Starter

Branded as JumpSmart, this device packs 400 peak amps of power, enough to start a V8 engine up to 5.0L.

Power Bank

As a power bank, this device stores 37Wh of power. That's "Watt"-hours, not just milliwatts, which will provide 37 hours of power when drawn by a continuously-active 1W device.

Flashlight

Of course, you can always use it as a flashlight. It features an ultra-bright LED with a 450ft reach and four modes: high-beam, weak, strobe, and SOS.

Included

This aluminum-body flashlight jump starter comes in retail packaging with a semi-hard storage case, jumper cable attachment with clamps, wall-plug charging adapter, cigarette lighter port charging adapter, and instructions. It also comes with a manufacturer's 1-year Limited Warranty.

More Details

1 Application must be submitted between November 1 and December 31, 2021. Loan must close by January 15, 2022. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. "No Payments" means payments are deferred while interest will continue to accrue. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive or any of its components with an item of similar monetary value.

2 Actual rate is based on an evaluation of credit history, so your rate may differ. A sample loan payment based on $20,000 at 2.95% APR for 4 years is $443.

3 100% financing is available for well qualified buyers. Subject to credit approval.

See the Possibilities

Photo of a family facing a sketch of a house appearing in a field

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Get $500 off closing costs when you apply during the month of March.1

  • Low Fixed and Adjustable Interest Rates
  • No Private Mortgage Insurance Required2
  • First-Time Home Buyer Programs

Trust your Credit Union to help you through the home loan process with great rates, great service, and competitive closing costs.

Home loan lending is limited to North Carolina. 1 Minimum $20,000 loan; Application must be submitted between March 1 and March 31, 2021; Loan must close by May 31, 2021. 2 Private Mortgage Insurance (PMI) not required for 30-year variable and 15-year fixed rate home loans. PMI may be required for secondary market home loans with less than a 20% down payment.

Make Home Your Own

Photo of a couple in a modern kitchen

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with a Home Equity Loan.

Use the equity in your home to make home repairs, pay-off debt and medical expenses, or to pay for an education for you or your child. Use it any way you need. Choose between a lump-sum loan at a fixed rate or a variable rate line of credit, to borrow only what you need, when you need it.

  • No closing costs on a home equity loan or line of credit of at least $10,000 on a primary residence.1
  • Borrow up to 100% of your home's equity.
  • And, get a $100 Visa gift card2.
Image of Summit Credit Union gift card

Home Equity Rates as low as

____________________________

3.50% APR3

____________________________

10-Year Fixed Rate4

Home loan lending is limited to North Carolina. 1 Closing costs may occur based on offer, property location, and loan amount. 2 Applications must be submitted between August 1 and August 31, 2021; loan must close by October 31, 2021. 3 Actual rate is based on an evaluation of credit history and loan-to-value (LTV) ratio. A sample loan payment based on $30,000 at 3.50% APR for 10 years is $297. 4 Fixed rate home equity loans are available for primary residences, second homes, and investment properties. Variable rates are also available; payments or term may change.

2021-10 Fall in Love

Photo of an older couple shopping

With Our Visa® Rewards Card

Our Visa® Platinum credit cards offer the following benefits.

Our Visa® Platinum Rewards credit cards
offer the following additional benefits.

  • Receive reward points for every
    qualifying dollar spent.
  • Redeem your points for incredible gifts,
    travel, gift cards, and more.
  • ScoreCard® Rewards, points that
    never expire
  • Bonus Points

Apply Today!

Apply today for a Visa® Platinum
Rewards credit card.

Apply Online

Apply Online

Non-variable rates as low as

______________________________

9.95% APR1

1 APR = Annual Percentage Rate. Rate shown is lowest rate for Visa® Platinum Rewards. Visa® Platinum rates start at 8.95% APR. Rates are non-variable on purchases, balance transfers, and cash advance transactions, but may vary based on credit scoring criteria. Repayment terms of 2% of outstanding balance or $25, whichever is greater. Rates and terms are subject to change.

Transaction Fees: ATM Cash Advance - None if performed at a Summit Credit Union branch, a Summit Credit Union ATM, or any network ATMs. Otherwise, transactions may be subject to a $1.00 fee plus any fees accessed by non-network ATMs. No fee assessed if balance exceeds limit.

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No Payments for 2 months, plus, get a Flashlight Jump Starter with each auto loan1.

Auto Loan Rates as low as

____________________________

2.95% APR2

____________________________

New or Used, Same Rate

  • Vehicle refinance or purchase eligible1
  • Up to 100% financing available3
  • Terms up to 96 months (8 years)
  • Free Auto Buying Service
  • J. D. Power pricing (formerly NADA)
  • Discount CARFAX Reports
  • Better than dealer Loan Protection,
    GAP, and Warranty Coverage

Flashlight Jump Starter

We are excited to offer this popular, powerful, handy gadget to our members. Although it looks and feels like a simple flashlight, it will also jump start a car and provide extended USB power for an array of other devices (cell phones, tablets, fans, etc.).

Jump Starter

Branded as JumpSmart, this device packs 400 peak amps of power, enough to start a V8 engine up to 5.0L.

Power Bank

As a power bank, this device stores 37Wh of power. That's "Watt"-hours, not just milliwatts, which will provide 37 hours of power when drawn by a continuously-active 1W device.

Flashlight

Of course, you can always use it as a flashlight. It features an ultra-bright LED with a 450ft reach and four modes: high-beam, weak, strobe, and SOS.

Included

This aluminum-body flashlight jump starter comes in retail packaging with a semi-hard storage case, jumper cable attachment with clamps, wall-plug charging adapter, cigarette lighter port charging adapter, and instructions. It also comes with a manufacturer's 1-year Limited Warranty.

More Details

See the manufacturer's JumpSmart webpage for more details: LimitlessInnovations.com/Product/JumpSmart

1 Application must be submitted between April 1 and May 31, 2021. Loan must close by June 15, 2021. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. "No Payments" means payments are deferred while interest will continue to accrue. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive or any of its components with an item of similar monetary value.

2 Actual rate is based on an evaluation of credit history, so your rate may differ. A sample loan payment based on $20,000 at 2.95% APR for 4 years is $443.

3 100% financing is available for well qualified buyers. Subject to credit approval.

Take a Road Trip

Photo of a family behind an open vehicle, facing a rural setting

No Payments for 2 months, plus get a free Rtic® cooler with each auto loan1.

Auto Loan Rates as low as

____________________________

2.95% APR2

____________________________

New or Used, Same Rate

  • Vehicle refinance or purchase eligible1
  • Up to 100% financing available3
  • Terms up to 96 months (8 years)
  • Free Auto Buying Service
  • J. D. Power pricing (formerly NADA)
  • Discount CARFAX Reports
  • Better than dealer Loan Protection,
    GAP, and Warranty Coverage

Rtic® 20 Cooler

Photo of Rtic® 20 cooler

"The RTIC® 20 QT Compact Hard Cooler is a great personal cooler. It is very practical for everyday use and can be taken to work, camping, hunting, or fishing. This cooler keeps your food & drinks colder longer and holds up to 24 cans plus ice. The cooler is equipped with a heavy-duty stainless steel handle that locks upright for easy one-handed carrying. You can truly take this cooler anywhere!"

– RticOutdoors.com

Features

  • Traction Lid
  • Can be used as a casting platform
  • Heavy Duty Folding Handle
  • Locks upright for easy carrying
  • Cool-Lift Design
  • Lifts cooler above the hot surface
  • Integrated Locking System
  • Keep your contents safe
  • Non-Slip Feet
  • Keeps your cooler in place
  • Freezer Style Lid Gasket
  • Provides a tight seal
  • Keeps Ice Up To 10 Days
  • Like a portable freezer
  • Rotomolded Construction
  • Virtually Indestructible
  • Heavy Duty Rubber T-Latches
  • Smooth trouble-free closure
  • Molded Tie-Down Slots
  • Keeps your cooler anchored
  • Bear Resistant
  • Designed to keep bears out
  • Rapid V-Drain System
  • Allows quick draining

1 Application must be submitted between April 1 and June 30, 2021. Loan must close by July 15, 2021. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. "No Payments" means payments are deferred while interest will continue to accrue. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive or any of its components with an item of similar monetary value.

2 Actual rate is based on an evaluation of credit history, so your rate may differ. A sample loan payment based on $20,000 at 2.95% APR for 4 years is $443.

3 100% financing is available for well qualified buyers. Subject to credit approval.

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Photo of Santa Claus

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No Payments for 2 months, plus, get a free Roadside Safety Kit with each auto loan1.

Auto Loan Rates as low as

____________________________

2.95% APR2

____________________________

New or Used, Same Rate

  • Vehicle refinance or purchase eligible1
  • Up to 100% financing available3
  • Terms up to 96 months (8 years)
  • Free Auto Buying Service
  • J. D. Power pricing (formerly NADA)
  • Discount CARFAX Reports
  • Better than dealer Loan Protection,
    GAP, and Warranty Coverage

Vehicle Safety Kit

Photo of Roadside Safety Kit

  • 260 PSI mini air compressor w/built-in gauge and 3 adapters
  • 8’ 10-gauge CCA booster cables
  • 12’ tow rope w/locking steel hooks (4500 lb. capacity)
  • Fabric blanket (48” x 60”)
  • 21-piece tool set
  • Ground-base warning triangle 11½”-high with 11” rotating base; designed to withstand strong winds and includes a reflective side with visibility up to half a mile
  • Rubberized flashlight w/2 mercury-free heavy-duty “D” Batteries
  • 51-piece first-aid kit
  • Emergency poncho (lightweight, reusable)
  • Safety vest
  • Cotton knit gloves
  • 13 cable ties (19”)
  • Light stick with lanyard (up to 10 hour life)

Apply Today!

Apply Online

Apply Online

1 Application must be submitted between April 1 and May 31, 2021. Loan must close by June 15, 2021. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. "No Payments" means payments are deferred while interest will continue to accrue. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive or any of its components with an item of similar monetary value.

2 Actual rate is based on an evaluation of credit history, so your rate may differ. A sample loan payment based on $20,000 at 2.95% APR for 4 years is $443.

3 100% financing is available for well qualified buyers. Subject to credit approval.

Born to Roam

Photo of a woman, sitting on a car on the side of a road, staring across a valley

No Payments for 2 Months and a $100 Gift Card with each auto loan1

Whether you are considering the purchase of a new or used vehicle or a way to reduce your existing payments by refinancing, we have some great auto loan options to meet your needs. Plus, our Auto Buying Service might even help you find a higher value that's not only closer to what you've been wanting, but perhaps a little easier on the payments.

Image of Summit Credit Union gift card

$100 Gift Card

with each auto loan1

  • Vehicle refinance or purchase eligible1
  • Up to 100% financing available3
  • Terms up to 96 months (8 years)
  • Free Auto Buying Service
  • J. D. Power pricing (formerly NADA)
  • Discount CARFAX Reports
  • Better than dealer Loan Protection,
    GAP, and Warranty Coverage

Auto Loan Rates as low as

____________________________

2.95% APR2

____________________________

New or Used, Same Rate

1 Application must be submitted between September 1 and September 30, 2021. Loan must close by October 15, 2021. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. "No Payments" means payments are deferred while interest will continue to accrue. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive or any of its components with an item of similar monetary value.

2 Actual rate is based on an evaluation of credit history, so your rate may differ. A sample loan payment based on $20,000 at 2.95% APR for 4 years is $443.

3 100% financing is available for well qualified buyers. Subject to credit approval.


First Payment On Us

First Payment On Us. See details. Browse current Enterprise inventory at EnterpriseCarSales.com/SummitCU. Logo, Enterprise Car Sales

We make your first monthly payment when you purchase a vehicle from Enterprise Car Sales and finance it through us1.

Auto Loan Rates as low as

____________________________

2.95% APR2

____________________________

New or Used, Same Rate

  • Vehicle refinance or purchase eligible2
  • Up to 100% financing available3
  • Terms up to 96 months (8 years)
  • Free Auto Buying Service
  • J. D. Power pricing (formerly NADA)
  • Discount CARFAX Reports
  • Better than dealer Loan Protection,
    GAP, and Warranty Coverage

1 Application must be submitted between April 1 and May 31, 2021. Loan must close by June 15, 2021. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. "No Payments" means payments are deferred while interest will continue to accrue. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive or any of its components with an item of similar monetary value. 2 Actual rate is based on an evaluation of credit history, so your rate may differ. A sample loan payment based on $20,000 at 2.95% APR for 4 years is $443. 3 100% financing is available for well qualified buyers. Subject to credit approval.

Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Delivery of vehicles outside local area may require a transfer fee. The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. ©2021 Enterprise Car Sales.