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All branch locations will be closed Wednesday, November 11 in observance of Veteran's Day.  Click/tap here for COVID-19 update, 6/9/2020.

Current Promotions

Build Your Vision

Woman, sitting on a floor, surrounded by sketches of home furnishings

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Get a $100 Home Depot gift card with a home equity loan1.

Home Equity Rates as low as

______________________________

3.75% APR2

______________________________

10-Year Fixed Rate3

  • No closing costs on a home equity
    loan or line of credit of at least
    $10,000 on a primary residence.4
  • Borrow up to 100% of your home's equity.

Apply Today!

Apply today for a home equity loan or line of credit.

Apply Online Now

1 Applications must be submitted by October 31, 2020; loan must close by December 31, 2020. Home loan lending is limited to North Carolina. 2 Actual rate is based on an evaluation of credit history and loan-to-value (LTV) ratio. A sample loan payment based on $30,000 at 3.75% APR for 10 years is $301. 3 Fixed rate home equity loans are available for primary residences, second homes, and investment properties. Variable rates are also available; payments or term may change. 4 Closing costs may occur based on offer, property location, and loan amount.


'See the possibilities' and shows family facing a lifesize sketch of house

We Make Home Buying Easy

  • Get $500 off closing costs when you apply during the month of March1
  • Low Fixed and Adjustable Interest Rates
  • No Private Mortgage Insurance Required2
  • First-Time Home Buyer Programs

Trust your Credit Union to help you through the home loan process with great rates, great service, and competitive closing costs.

Apply Now

Home loan lending is limited to North Carolina. 1 Loan must close by May 31, 2020. 2 Private Mortgage Insurance (PMI) not required for 30-year variable and 15-year fixed rate home loans. PMI may be required for secondary market home loans with less than a 20% down payment.


Your Home, Your Way

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Get a $100 Home Depot gift card1 with a home equity loan2.

Home Equity Rates as low as

______________________________

3.75% APR3

______________________________

10-Year Fixed Rate4

  • Up to 80% financing available
  • Terms up to 180 months (15 years)
  • No closing costs on a home equity
    loan or line of credit of at least
    $10,000 on a primary residence.5

Apply Today!

Apply today for a home equity loan or line of credit.

Apply Online Now

1 Applications must be submitted by July 31, 2020; loan must close by September 30, 2020. 2 Home equity loans and lines of credit are limited to North Carolina. 3 Actual rate is based on an evaluation of credit history and LTV (loan-to-value) ratio. A sample loan payment based on $30,000 at 3.75% APR for 10 years is $301. 4 Fixed rate home equity loans are available for primary residences, second homes, and investment properties. Variable rate lines of credit are also available; payments or term may change. 5 Closing costs may occur based on offer, property location, and loan amount.

Enjoy the Drive

Photo of couple driving and smiling. Enjoy the Drive. See details.

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No Payments for 3 months. Plus, get a $100 gift card with each auto loan1

Auto Loan Rates as low as

____________________________

3.25% APR2

____________________________

New or Used, Same Rate

Apply Today!

Apply Online

1 Applications must be submitted by June 30, 2020; loan must close by July 15, 2020. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. No payments for three months following loan closing. Though no payments are due, interest will accrue from the date of the loan. $100 gift card mailed following dispersal of loan funds. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.


Fall In Love With Your Car Again

Woman smiling and leaning passionatly against a car

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No payments for Two Months plus, get a Flashlight Jump Starter with each auto loan

Buy a car or refinance with an auto loan from Summit Credit Union in February for a sweet deal. Get your first two (2) months' payments deferred. Plus, get a Flashlight Jump Starter1.

Auto Loan Rates as low as

____________________________

3.25% APR2

____________________________

New or Used, Same Rate

Flashlight Jump Starter

We are excited to offer this popular, powerful, handy gadget to our members. Although it looks and feels like a simple flashlight, it will also jump start a car and provide extended USB power for an array of other devices (cell phones, tablets, fans, etc.).

Jump Starter

Branded as JumpSmart, this device packs 400 peak amps of power, enough to start a V8 engine up to 5.0L.

Power Bank

As a power bank, this device stores 37Wh of power. That's "Watt"-hours, not just milliwatts, which will provide 37 hours of power when drawn by a continuously-active 1W device.

Flashlight

Of course, you can always use it as a flashlight. It features an ultra-bright LED with a 450ft reach and four modes: high-beam, weak, strobe, and SOS.

Apply Today!

Apply today for a loan to buy or refinance a car:

Included

This aluminum-body flashlight jump starter comes in retail packaging with a semi-hard storage case, jumper cable attachment with clamps, wall-plug charging adapter, cigarette lighter port charging adapter, and instructions. It also comes with a manufacturer's 1-year Limited Warranty.

More Details

See the manufacturer's JumpSmart webpage for more details: LimitlessInnovations.com/Product/JumpSmart

1 Applications must be submitted by February 29, 2020; minimum $5,000 loan; must close by March 13, 2020. This offer is not available on refinancing of Summit Credit Union Loans and may not be combined with any other offer. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive of similar monetary value. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.


Drive With Joy

Photo of a toddler in a Santa Claus outfit, laughing and playing in a new peddle car

Get an auto loan with no payments until 2020.
Plus, get a Roadside Safety Kit with each auto loan1.

Buy a car or refinance with an auto loan from Summit Credit Union between November 1 and December 31 for a sweet deal. Get your first two (2) months' payments deferred. Plus, get a free Roadside Safety Kit1.

Auto Loan Rates as low as

____________________________

3.25% APR2

____________________________

New or Used, Same Rate

Free Roadside Safety Kit

  • 260 PSI mini air compressor w/built-in gauge and 3 adapters
  • 8’ 10-gauge CCA booster cables
  • 12’ tow rope w/locking steel hooks (4500 lb. capacity)
  • Fabric blanket (48” x 60”)
  • 21-piece tool set
  • Ground-base warning triangle 11½”-high with 11” rotating base; designed to withstand strong winds and includes a reflective side with visibility up to half a mile
  • Rubberized flashlight w/2 mercury-free heavy-duty “D” Batteries
  • 51-piece first-aid kit
  • Emergency poncho (lightweight, reusable)
  • Safety vest
  • Cotton knit gloves
  • 13 cable ties (19”)
  • Light stick with lanyard (up to 10 hour life)

Apply Today!

Apply today for a loan to buy or refinance a car:

1 Applications must be submitted by December 31, 2019; minimum $5,000 loan; must close by January 15, 2019. This offer is not available on refinancing of Summit Credit Union Loans and may not be combined with any other offer. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive of similar monetary value. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.


Capture the Joy

Photo of a couple, dancing in a room

With Our Visa® Rewards Card.

Our Visa® Platinum credit cards offer the following benefits:

Our Visa® Platinum Rewards credit cards
offer the following additional benefits:

  • Receive reward points for every
    qualifying dollar spent.
  • Turn those points into incredible gifts,
    travel, gift cards, and more!
  • ScoreCard® Rewards, points that
    never expire
  • Bonus Points

Non-variable rates as low as

______________________________

9.95% APR1

Apply Today!

Apply today for a Visa® Platinum
Rewards credit card.

Apply Online Now

1 APR = Annual Percentage Rate. Rate shown is lowest rate for Visa® Platinum Rewards; non-variable rate on purchases, balance transfers, and cash advance transactions. Rates and terms are subject to change. Subject to credit approval. Repayment terms of 2% of outstanding balance or $25, whichever is greater.

Transaction Fees: ATM Cash Advance - None if performed at a Summit Credit Union branch, ATMs, or network ATMs. Otherwise, transactions may be subject to a $1.00 fee plus any fees accessed by non-network ATMs. No fee assessed if balance exceeds limit.


First Payment On Us

First Payment On Us. See details. Browse current Enterprise inventory at EnterpriseCarSales.com/SummitCU. Logo, Enterprise Car Sales

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We make your first monthly payment when you purchase a vehicle from Enterprise Car Sales and finance it through us1.

Auto Loan Rates as low as

____________________________

3.25% APR2

____________________________

New or Used, Same Rate

Apply Today!

Start by browsing current Enterprise Car Sales' inventory.

Shop for a Vehicle

Then, apply for a loan to buy one.

Apply Online

1 Vehicle must be financed using standard financing terms, minimum $5,000 loan, through Summit Credit Union to qualify for payment offer. Summit Credit Union will make the first monthly payment on the payment due date up to $300 on member’s behalf after the vehicle is financed. Offer void when 7-Day Repurchase Agreement is activated. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer. Not available on Credit Builder Auto Loans. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.

Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Delivery of vehicles outside local area may require a transfer fee. The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. ©2020 Enterprise Car Sales.