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Current Promotions


'See the possibilities' and shows family facing a lifesize sketch of house

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We Make Home Buying Easy

  • Get $500 off closing costs when you apply during the month of March1
  • Low Fixed and Adjustable Interest Rates
  • No Private Mortgage Insurance Required2
  • First-Time Home Buyer Programs

Trust your Credit Union to help you through the home loan process with great rates, great service, and competitive closing costs.

Apply Now

Home loan lending is limited to North Carolina. 1 Loan must close by May 31, 2020. 2 Private Mortgage Insurance (PMI) not required for 30-year variable and 15-year fixed rate home loans. PMI may be required for secondary market home loans with less than a 20% down payment.


Build Your Vision

Woman, sitting on a floor, surrounded by sketches of home furnishings

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Get a $100 Home Depot gift card1 when you apply for a home equity loan2.

Home Equity Rates as low as

______________________________

4.00% APR3

______________________________

10-Year Fixed Rate4

  • Up to 80% financing available
  • Terms up to 180 months (15 years)
  • No closing costs on a home equity
    loan or line of credit of at least
    $10,000 on a primary residence.5

Apply Today!

Apply today for a home equity loan or line of credit.

Apply Online Now

1 Applications must be submitted by January 31, 2019; loan must close by February 14, 2019. 2 Home equity loans and lines of credit are limited to North Carolina. 3 Actual rate is based on an evaluation of credit history and LTV (loan-to-value ratio). A sample loan payment based on $30,000 at 4.00% APR for 10 years is $304. 4 Fixed rate home equity loans are available for primary residences, second homes, and investment properties. Variable rates are also available; payments or term may change. 5 Closing costs may occur based on offer, property location, and loan amount.


Fall In Love With Your Car Again

Woman smiling and leaning passionatly against a car

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No payments for Two Months plus, get a Flashlight Jump Starter with each auto loan

Buy a car or refinance with an auto loan from Summit Credit Union in February for a sweet deal. Get your first two (2) months' payments deferred. Plus, get a Flashlight Jump Starter1.

Auto Loan Rates as low as

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3.25% APR2

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New or Used, Same Rate

Flashlight Jump Starter

We are excited to offer this popular, powerful, handy gadget to our members. Although it looks and feels like a simple flashlight, it will also jump start a car and provide extended USB power for an array of other devices (cell phones, tablets, fans, etc.).

Jump Starter

Branded as JumpSmart, this device packs 400 peak amps of power, enough to start a V8 engine up to 5.0L.

Power Bank

As a power bank, this device stores 37Wh of power. That's "Watt"-hours, not just milliwatts, which will provide 37 hours of power when drawn by a continuously-active 1W device.

Flashlight

Of course, you can always use it as a flashlight. It features an ultra-bright LED with a 450ft reach and four modes: high-beam, weak, strobe, and SOS.

Apply Today!

Apply today for a loan to buy or refinance a car:

Included

This aluminum-body flashlight jump starter comes in retail packaging with a semi-hard storage case, jumper cable attachment with clamps, wall-plug charging adapter, cigarette lighter port charging adapter, and instructions. It also comes with a manufacturer's 1-year Limited Warranty.

More Details

See the manufacturer's JumpSmart webpage for more details: LimitlessInnovations.com/Product/JumpSmart

1 Applications must be submitted by February 29, 2020; minimum $5,000 loan; must close by March 13, 2020. This offer is not available on refinancing of Summit Credit Union Loans and may not be combined with any other offer. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive of similar monetary value. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.


Drive With Joy

Photo of a toddler in a Santa Claus outfit, laughing and playing in a new peddle car

Get an auto loan with no payments until 2020.
Plus, get a Roadside Safety Kit with each auto loan1.

Buy a car or refinance with an auto loan from Summit Credit Union between November 1 and December 31 for a sweet deal. Get your first two (2) months' payments deferred. Plus, get a free Roadside Safety Kit1.

Auto Loan Rates as low as

____________________________

3.25% APR2

____________________________

New or Used, Same Rate

Free Roadside Safety Kit

  • 260 PSI mini air compressor w/built-in gauge and 3 adapters
  • 8’ 10-gauge CCA booster cables
  • 12’ tow rope w/locking steel hooks (4500 lb. capacity)
  • Fabric blanket (48” x 60”)
  • 21-piece tool set
  • Ground-base warning triangle 11½”-high with 11” rotating base; designed to withstand strong winds and includes a reflective side with visibility up to half a mile
  • Rubberized flashlight w/2 mercury-free heavy-duty “D” Batteries
  • 51-piece first-aid kit
  • Emergency poncho (lightweight, reusable)
  • Safety vest
  • Cotton knit gloves
  • 13 cable ties (19”)
  • Light stick with lanyard (up to 10 hour life)

Apply Today!

Apply today for a loan to buy or refinance a car:

1 Applications must be submitted by December 31, 2019; minimum $5,000 loan; must close by January 15, 2019. This offer is not available on refinancing of Summit Credit Union Loans and may not be combined with any other offer. Incentive quantities are limited. We reserve the right to provide a substitute for the incentive of similar monetary value. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.


Enjoy the Drive

Enjoy the Drive. See details.

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No Payments for 3 months. Plus, get a $100 gift card with each auto loan1

Auto Loan Rates as low as

____________________________

3.25% APR2

____________________________

New or Used, Same Rate

Apply Today!

Apply Online

1 Applications must be submitted by June 30, 2020; loan must close by July 15, 2020. Minimum $5,000 loan; not available on refinancing of Summit Credit Union loans. This offer may not be combined with any other offer. No payments for three months following loan closing. Though no payments are due, interest will accrue from the date of the loan. $100 gift card mailed following dispersal of loan funds. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.