Home Banking 24 and Mobile 24 may be unavailable during a scheduled update beginning Saturday, November 16 at 11pm EST until 6am EST.

Current Promotions

Drive With Joy

Photo of a toddler in a Santa Claus outfit, laughing and playing in a new peddle car

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Get an auto loan with no payments until 2020.
Plus, get a Roadside Safety Kit with each auto loan1.

Buy a car or refinance with an auto loan from Summit Credit Union between November 1 and November 30 for a sweet deal. Get your first two (2) months' payments deferred. Plus, get a free Roadside Safety Kit1.

Auto Loan Rates as low as


3.25% APR2


New or Used, Same Rate

Free Roadside Safety Kit

  • 260 PSI mini air compressor w/built-in gauge and 3 adapters
  • 8’ 10-gauge CCA booster cables
  • 12’ tow rope w/locking steel hooks (4500 lb. capacity)
  • Fabric blanket (48” x 60”)
  • 21-piece tool set
  • Ground-base warning triangle 11½”-high with 11” rotating base; designed to withstand strong winds and includes a reflective side with visibility up to half a mile
  • Rubberized flashlight w/2 mercury-free heavy-duty “D” Batteries
  • 51-piece first-aid kit
  • Emergency poncho (lightweight, reusable)
  • Safety vest
  • Cotton knit gloves
  • 13 cable ties (19”)
  • Light stick with lanyard (up to 10 hour life)

Apply Today!

Apply today for a loan to buy or refinance a car:

1 Applications must be submitted by November 30, 2019; loan must close by December 15, 2019. Minimum $5,000 loan; not available on refinancing of Summit Credit Union Loans. This offer may not be combined with any other offer. Quantities are limited. We reserve the right to provide a substitute for the incentive of similar monetary value. 2 APR = Annual Percentage Rate. Rate shown is subject to change and may also differ according to individual credit. 3 100% financing available to well-qualified applicants.

Join The Huddle

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Now auctioning a pair of tickets to each regular season Carolina Panthers home game. Great seats! Lower-Level!

Enjoy a game of football with the Carolina Panthers while helping out your favorite charity:

100% of proceeds will be donated to the charities above. So, visit the auction site (32auctions.com/SummitCUJoinTheHuddle2019), pick the game you want to see, and bid for it. Pay only if your bid wins. Winning bidders can then choose the charity to receive the donated payment.

Bid Now

Of course, if you don't win, we encourage you to donate anyway. Just come back here and follow the links above to your choice of organizations.

We Make Home Buying Easy

Photo of happy family, huddling together

Trust your Credit Union to help you through the home loan process with great rates, great service, and competitive closing costs.
✓ Low Fixed & Adjustable Interest Rates
✓ No Private Mortage Insurance Required*
✓ First-Time Home Buyer Programs

Apply Now

*Private Mortgage Insurance (PMI) not required for 30-year variable and 15-year fixed rate home loans. PMI may be required for secondary market home loans with less than a 20% down payment. Home loan lending is limited to North Carolina.