Go fast. Go far. Feel the wind. And just unwind.
Our adventure-friendly loans can send you zipping down open roadways, skimming across the water or seeking America the beautiful.
Life can be challenging. Sometimes you've got to kick back and clear your mind. With a motorcycle, boat or RV loan - and Summit Credit Union's flexible repayment plans - you can set aside the world for awhile and just enjoy the ride.
- Financing for new and used vehicles
- Low fixed rates
- Up to 100% financing available*
- Flexible terms designed to control monthly payments and meet your budget
- Protect your purchase with better-than-dealer Loan Protection, GAP, and Warranty Coverage
- NADA pricing available
Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.
*100% financing is available for well-qualified buyers. Subject to credit approval.
Frequently Asked Questions
We offer the same low rate for both new and used vehicles. Our current auto loan rates can be found here.
If a member’s car is a total loss due to collision or theft, GAP (Guaranteed Asset Protection) helps cover the difference between the insurance company’s settlement and the outstanding loan balance. GAP is offered at loan closing, but is not required and is not a factor in determining whether to grant a loan. GAP insurance protects the borrower for the life of the loan and the one-time cost is added to the initial loan balance.
We offer flexible payment terms, up to 96 months.
Summit Credit Union's Auto Buying Service is our no-cost service we offer to members through Enterprise Car Sales and Credit Union Auto Buying Service (CUABS) to assist with locating a new or used vehicle you are looking for at the very best price.