Empower Your Financial Savvy

Through our free workshops members learn practical tips on how to reach goals and improve their personal finances.

Go fast. Go far. Feel the wind. And just unwind.

Our adventure-friendly loans can send you zipping down open roadways, skimming across the water or seeking America the beautiful.

Life can be challenging. Sometimes you've got to kick back and clear your mind. With a motorcycle, boat or RV loan - and Summit Credit Union's flexible repayment plans - you can set aside the world for awhile and just enjoy the ride.

  • Financing for new and used vehicles
  • Low fixed rates
  • Up to 100% financing available*
  • Flexible terms designed to control monthly payments and meet your budget
  • Protect your purchase with better-than-dealer Loan Protection, GAP, and Warranty Coverage
  • J. D. Power (formerly NADA) pricing available

Check out our easy online application or contact our North Carolina-based Loan Call Center by calling or texting us at 336-662-6202 to apply. You can also stop by a conveniently located Summit Credit Union branch.


Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

*100% financing is available for well-qualified buyers. Subject to credit approval.

Frequently Asked Questions

We offer the same low rate for both new and used vehicles. Our current auto loan rates    can be found here.

If a member’s car is a total loss due to collision or theft, GAP (Guaranteed Asset Protection) helps cover the difference between the insurance company’s settlement and the outstanding loan balance. GAP is offered at loan closing, but is not required and is not a factor in determining whether to grant a loan. GAP insurance protects the borrower for the life of the loan and the one-time cost is added to the initial loan balance.

We offer flexible payment terms, up to 96 months.

Summit Credit Union's Auto Buying Service is our no-cost service we offer to members through Enterprise Car Sales to assist with locating a new or used vehicle you are looking for at the very best price.

Free Checking

We help you avoid needless fees. Trust us for free checking with no strings attached.