My CU Club
- Rewards for doing business with us
- Perks based on account balances
- Save on financial services
My CU Club has been developed to reward those members who support Summit Credit Union with their deposits, loans, and by making Summit Credit Union their primary or only financial institution.
Club Categories
Age-Based Clubs
| Club Name | Age Range |
|---|---|
| Youth Elevation Club | 0 to 12 |
| Student Elevation Club | 13 to 22 |
| Legacy Club | 55 and older |
Relationship-Based Clubs
| Club Name | Minimum Qualifying Service Types | Minimum Qualifying Balance |
|---|---|---|
| Standard Club | 1 | $500 |
| Enhanced Club | 2 | $5,000 |
| Partner Club | 3 | $15,000 |
| Premier Club | 4 | $25,000 |
Age-Based Clubs
Youth Elevation
Unlock your child's financial potential: a fun-filled journey of savings, rewards, and learning that grows with them.
Student Elevation
Students are ready to spread their wings. To do that, they'll need to leave their parent's financial nest. Getting a checking account, debit card, and Digital Banking access is a great start.
Legacy Club
You've earned it! A long list of free financial services gives our over-55 friends more money to spend on everything else in their lives.
Relationship-Based Clubs
Factors
Qualifying Service Types are counted as groups of specific services (accounts) as listed in the list here at the right. One or more services in a particular group would together count as a single qualifying service type. For example, both Jumbo IRA Certificate and Regular Certificate accounts would together count as one qualifying service type, while Membership Savings and Money Market Savings would count as two.
The Qualifying Balance is the total of all Summit Credit Union deposits balances and loan balances for each member. All individual account balances apply, even if they are qrouped into the same qualifying service type. The only exception will be that any loans more than fourteen days past due will not count.
Important: Once you become a Premier Club member, you remain in the Premier Club for as long as you remain a member of Summit Credit Union.
Benefits
| Reduced or Waived Fees and Limits | Standard Club | Enhanced Club | Partner Club | Premier Club |
|---|---|---|---|---|
| Check cashing | Free | Free | Free | Free |
| CO-OP Shared Branch transactions | Free | Free | Free | Free |
| Cashierʼs check | Low Fee | Free1 | Free1 | Free |
| Returned third-party Non-Sufficient Funds (NSF) check | Low Fee | Free | Free | Free |
| Check and statement copies, up to 10 each per year | Low Fee | Low Fee | Free | Free |
| Excessive research and balancing assistance | Low Fee | Low Fee | Free | Free |
| Assisted transfers or balance inquiries | Low Fee | Low Fee | Free | Free |
| Print account history | Low Fee | Low Fee | Free | Free |
| Stop payment by check | Low Fee | Low Fee | Low Fee | Free |
| Non-Summit ATM transactions, after five free per month | Low Fee | Low Fee | Low Fee | Free |
| Non-Sufficient Funds (NSF), check or ACH returned (excludes Overdraft Privilege) | Low Fee | Low Fee | Low Fee | Free |
| ACH origination | Low Fee | Low Fee | Low Fee | Free |
| ACH stop payment or ACH dispute | Low Fee | Low Fee | Low Fee | Free |
| Checking printing (no-cost Legacy Club checks also available) | Low Fee | Low Fee | Low Fee | Free2 |
| Counter checks (maximum of eight checks) | Low Fee | Low Fee | Low Fee | Free |
| Cash or deposit of non-member third-party checks | Low Fee | Low Fee | Low Fee | Free |
| Debit/credit card replacement (after 1 free per year) | Low Fee | Low Fee | Low Fee | Free |
Free = Free Low Fee = Low Fee 1 One free per day 2 Available upon request
Qualifying Service Types
| Service Type | Service Name (Account) |
|---|---|
| Savings (minimum $5 balance) |
|
| Money Market (minimum $500 balance) |
|
| Certificate of Deposit (minimum $500 balance) |
|
| Checking |
|
| Credit Card |
|
| Consumer Loan (balance greater than $0 ) |
|
Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.
Frequently Asked Questions
Current employees of any of our business partners and their immediate family are able to join. To become a member, you must open a new Savings account by depositing at least $5. Opening a Savings account is fast and easy.
We have eight branches across North Carolina with locations in Greensboro, Hickory, High Point, Oxford, Raleigh, and Winston-Salem.
To make a wire transfer, text or call our Member Service Call Center. You will need the following details:
- Receiving institutions name and ABA routing number
- Receiving person's name and account number
- Other relevant information, if necessary
Wire transfers are usually completed by 4:00 pm daily. Requests for transfers after 4:00 pm cannot be completed until the following day.
There is NO CHARGE to wire funds from another financial institution to your Summit Credit Union account. Funds may be wired to your account by providing the financial institution wiring your funds the following information:
| Item | Detail |
|---|---|
| Name | Catalyst Corporate Federal Credit Union |
| City | 6801 Parkwood Blvd. Plano, TX 75024 |
| ABA Routing Number | 311990511 |
| Name of Beneficiary | Summit Credit Union |
| Account Number | 253176118 |
| For Further Credit | Member Name Member Account Number and Suffix |
For International wire transfers into and out of your account, please contact our Member Service Call Center to assist you at 336-662-6200.
Text or call our Member Service Call Center and request to be removed from our mailing list for insurance and other marketing materials. This request will not stop your monthly statements from being mailed to the address on file.
If you have a discrepancy on your account from a merchant, contact the merchant or company regarding the charge. If the issue is not resolved, please text or call our Member Service Call Center. If the transactions are fraudulent, please contact us immediately to begin the dispute process.
Related Resources
Banking Where You Need It
Bank from anywhere, anytime. Digital Banking is available to members 24/7.