Visa® Credit Cards
Choose either Visa® Platinum Rewards or Visa® Platinum credit card. We also offer a secured Credit Builder Visa® credit card - a better, easier way to start building a positive credit history.
Travel Notice: Special instructions apply regarding the use of Summit Credit Union Visa® cards outside your state of residence.
Visa® Platinum Rewards
Our great rates aren't the only perks of our Visa® Platinum Rewards Card. You can also earn rewards points to redeem for great gifts such as gift cards, travel, merchandise and more.
- Visa® Platinum Rewards non-variable rates as low as 9.95% APR*.
- ScoreCard® Rewards, Points Never Expire
- Bonus Points
- No Annual Fee
- No Balance Transfer Fee
- No Cash Advance Fee
- No Minimum Finance Charge
- No Foreign Transaction Fees
- 25-Day Grace Period on Purchases
- Credit Limits up to $20,000
- Auto Rental Collision Damage Waiver
- Roadside Dispatch®, helps get you home when your car is disabled
Visa® Platinum
If you enjoy a low non-variable rate, no fees, and convenience, you'll love the Visa® Platinum Credit Card.
- Visa® Platinum non-variable rates as low as 8.95% APR*
- No Annual Fee
- No Balance Transfer Fee
- No Cash Advance Fee
- No Minimum Finance Charge
- No Foreign Transaction Fees
- 25-Day Grace Period on Purchases
- Credit Limits up to $20,000
- Auto Rental Collision Damage Waiver
- Roadside Dispatch®, helps get you home when your car is disabled
Three Easy Ways to Apply
- Apply online today.
- Call our 24/7 Loan Call Center at 336-662-6202 or 800-288-5252.
or
- Visit your local branch office.
*APR = Annual Percentage Rate. Rate shown is lowest rate for Visa Platinum and Platinum Rewards; non-variable rate on purchases, balance transfers, and cash advance transactions. Rates and terms are subject to change. Subject to credit approval. Repayment terms of 2% of outstanding balance or $25, whichever is greater.
Transaction Fees: ATM Cash Advance - None if performed at a Summit Credit Union branch, ATMs, or network ATMs. Otherwise, transactions may be subject to a $1.00 fee plus any fees accessed by non-network ATMs. No fee assessed if balance exceeds limit.
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