VISA® Credit Cards

Choose Either Visa^® Platinum Rewards or Visa^® Platinum

Visa^® Platinum Rewards

Our great rates aren't the only perks of our Visa^® Platinum Rewards Card. You can also earn rewards points to redeem for great gifts such as gift cards, travel, merchandise and more.

• Visa^® Platinum Rewards non-variable rates as low as 9.95% APR*.
• ScoreCard^® Rewards, Points Never Expire
• Bonus Points
• No Annual Fee
• No Balance Transfer Fee
• No Cash Advance Fee
• No Minimum Finance Charge
• No Foreign Transaction Fees
• 25-Day Grace Period on Purchases
• Credit Limits up to $20,000
• Auto Rental Collision Damage Waiver
• Roadside Dispatch^®, helps get you home when your car is disabled
• Special notice regarding the use of Summit Visa® cards outside your state of residence

Visa^® Platinum

If you enjoy a low non-variable rate, no fees, and convenience, you'll love the Visa^® Platinum Credit Card.

• Visa^® Platinum non-variable rates as low as 8.95% APR* 
• No Annual Fee
• No Balance Transfer Fee
• No Cash Advance Fee
• No Minimum Finance Charge
• No Foreign Transaction Fees
• 25-Day Grace Period on Purchases
• Credit Limits up to $20,000
• Auto Rental Collision Damage Waiver
• Roadside Dispatch^®, helps get you home when your car is disabled
• Special notice regarding the use of Summit Visa® cards outside your state of residence

We also offer Secured Credit Builder Visa^® Credit Cards. A better way to start building your credit history.

Three easy ways to apply:

1. Apply online today
2. Call our 24/ Loan Call Center at 336-662-6202 or 800-288-5252, or
3. Visit your local branch office

*APR = Annual Percentage Rate. Rate shown is lowest rate for Visa Platinum and Platinum Rewards; non-variable rate on purchases, balance transfers, and cash advance transactions. Rates and terms are subject to change. Subject to credit approval. Repayment terms of 2% of outstanding balance or $25, whichever is greater. 

Transaction Fees: ATM Cash Advance - None if performed at a Summit Credit Union branch, ATMs, or network ATMs. Otherwise, transactions may be subject to a $1.00 fee plus any fees accessed by non-network ATMs. No fee assessed if balance exceeds limit.