VISA® Credit Cards

Choose Either Visa® Platinum Reward$ or Visa® Platinum

Visa^® Platinum Rewards

Our great rates aren't the only perks of our Visa Platinum Rewards Card. You can also earn rewards points to redeem for great gifts such as gift cards, travel, merchandise and more.

• VISA^® Platinum Rewards non-variable rates as low as 9.95% APR*. Plus ScoreCard^® Rewards 
• Bonus Points
• Reward$ Points Never Expire
• No Annual Fee
• No Balance Transfer Fee
• No Cash Advance Fee
• No Minimum Finance Charge
• No Foreign Transaction Fees
• 25-Day Grace Period on Purchases
• Credit Limits up to $20,000
• Auto Rental Collision Damage Waiver Benefits
• Special notice regarding the use of Summit VISA® cards outside your state of residence

Visa Platinum

If you enjoy a low non-variable rate, no fees, and convenience, you'll love the Visa Platinum Credit Card.

• VISA^® Platinum non-variable rates as low as 8.95% APR* 
• No Annual Fee
• No Balance Transfer Fee
• No Cash Advance Fee
• No Minimum Finance Charge
• No Foreign Transaction Fees
• 25-Day Grace Period on Purchases
• Credit Limits up to $20,000
• Auto Rental Collision Damage Waiver Benefits
• Special notice regarding the use of Summit VISA® cards outside your state of residence

We also offer Secured Credit Builder VISA^® Credit Cards. A better way to start building your credit history.

Three easy ways to apply:

1. Apply online today
2. Call our 24/ Loan Call Center at 336-662-6202 or 800-288-5252, or
3. Visit your local branch office

*APR = Annual Percentage Rate. Rate shown is lowest rate for Visa Platinum and Platinum Rewards; non-variable rate on purchases, balance transfers, and cash advance transactions. Rates and terms are subject to change. Subject to credit approval. Repayment terms of 2% of outstanding balance or $25, whichever is greater. 

Transaction Fees: ATM Cash Advance - None if performed at a Summit Credit Union branch, ATMs, or network ATMs. Otherwise, transactions may be subject to a $1.00 fee plus any fees accessed by non-network ATMs. No fee assessed if balance exceeds limit.