Auto Loan Refinancing
- Reduce your monthly payment
- Flexible terms to meet your needs
- Easy-to-fill online application
Unhappy with your monthly payment at another lender? Refinance your vehicle loan with us and save!
Our refinancing process is easy. Make the switch and finance your loan with us.
If you're happy with your vehicle, but unhappy with your current loan payment, we’ve got you covered. We offer refinancing with the same low rate as a vehicle purchase. Even better, you won’t have to make payments on your loan for the first two months.
- Refinance at the same rate as a vehicle purchase
- No payments for the first two months
Features
Find the vehicle you want through our free buying service. Use J. D. Power (formerly NADA) pricing to make sure you're getting a good price. Then, let us hook you up with a low-cost loan that leaves you with more cash for gas, groceries, and glorious weekend road trips.
- Up to 100% financing available*
- Same low rate for new and used vehicles
- Flexible repayment terms, up to 96 months, to meet your budget
- Refinancing options available
- Free auto buying services
- Gigantic online inventory of used vehicles
- Tools for negotiating a fair price
- Free CARFAX reports
- J. D. Power (formerly NADA) pricing available
- Protect your purchase with Loan Protection, GAP, and extended warranty coverage
Auto Loan Rates as low as
5.50% APR *,
New or Used, Purchase or Refinance.
Apply Today
Get your application started today. Apply now online, or call our Loan Call Center or text our Loan Call Center at 336-662-6202.
* 100% financing is available for well qualified buyers. Subject to credit approval. APR = Annual Percentage Rate. Actual rate is based on an evaluation of credit history, so your rate may differ.
Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.
Frequently Asked Questions
We offer the same low rate for both new and used vehicles. See current auto loan rates.
If a member’s car is a total loss due to collision or theft, GAP (Guaranteed Asset Protection) helps cover the difference between the insurance company’s settlement and the outstanding loan balance. GAP is offered at loan closing, but is not required and is not a factor in determining whether to grant a loan. GAP insurance protects the borrower for the life of the loan and the one-time cost is added to the initial loan balance.
We offer flexible payment terms, up to 96 months.
Summit Credit Union's Auto Buying Service is our no-cost service we offer to members through Enterprise Car Sales to assist with locating a new or used vehicle you are looking for at the very best price.
