Empower Your Financial Savvy

Through our free workshops members learn practical tips on how to reach goals and improve their personal finances.

We're with you right from the starting line.

Free vehicle research tools. Money-saving rates. Flexible repayment terms. Those are all standard equipment when you finance your car, truck or SUV at Summit Credit Union.

Find the vehicle you want through our free buying service. Use J. D. Power (formerly NADA) pricing to make sure you're getting a good price. Then, let us hook you up with a low-cost loan that leaves you with more cash for gas, groceries, and glorious weekend road trips.

  • Same low rate for new and used vehicles
  • Up to 100% financing available* 
  • Flexible repayment terms, up to 96 months, to meet your budget
  • Protect your purchase with Loan Protection, GAP, and extended warranty coverage 
  • Free auto buying service
  • J. D. Power (formerly NADA) pricing available
  • Discount CARFAX reports
  • Refinancing options available


Summit Credit Union is a full-service financial institution with eight branches throughout North Carolina.

*100% financing is available for well-qualified buyers. Subject to credit approval.

Frequently Asked Questions

We offer the same low rate for both new and used vehicles. Our current auto loan rates    can be found here.

If a member’s car is a total loss due to collision or theft, GAP (Guaranteed Asset Protection) helps cover the difference between the insurance company’s settlement and the outstanding loan balance. GAP is offered at loan closing, but is not required and is not a factor in determining whether to grant a loan. GAP insurance protects the borrower for the life of the loan and the one-time cost is added to the initial loan balance.

We offer flexible payment terms, up to 96 months.

Summit Credit Union's Auto Buying Service is our no-cost service we offer to members through Enterprise Car Sales to assist with locating a new or used vehicle you are looking for at the very best price.

Free Checking

We help you avoid needless fees. Trust us for free checking with no strings attached.